709 N Rita St, Waco, TX 76705 Property Records

McLennan County property record for 709 N Rita St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1958
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$200,324 (Jun 2026)
Tax Bill	$3,610 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`20-038100-014400-3`

Property Details

APN / Parcel Number

Primary APN	`20-038100-014400-3`
Alternative APNs	`2003810001440030111` `115682`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,386 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	286 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 N RITA ST
City	WACO
State	TX
Zip	76705-1191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PASSMORE LOT 9 BLOCK 10 ACRES .198
Legal Subdivision	PASSMORE
Legal Block	10
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1041
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 N RITA ST, WACO, TX 76705-1191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · FHA Mortgage FIFTH THIRD BANK
May 15, 2025	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	May 15, 2025 · Amount on Record
Deed Document Number	202618711
Prior Transfer Date	Aug 4, 2005
Prior Transfer Doc	0000030460
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 11, 2026
Property Address	709 N RITA ST, WACO, TX 76705-1191
Document Number	0000018711
Instrument Date	Jun 10, 2026
Instrument	202618711
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 N RITA ST, WACO, TX 76705-1191

Mortgage

Document Number	0000018712,
Date	Jun 11, 2026
Instrument	202618712

Lender

Name	FIFTH THIRD BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 15, 2025
Property Address	709 N RITA ST, WACO, TX 76705-1191
Document Number	0000014563
Map Reference	VOL 847 PG 46
Instrument Date	Aug 4, 2005
Instrument	2025014563
Transaction Type	Foreclosure
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6065 THE RESORT BLVD, FORT WORTH, TX 76179-6632
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,035 (-4.82%) Land $37,346 Building $141,689	$179,035 (-4.82%) Land $37,346 Building $141,689
2025	$3,610.00 (-21.71%)	$188,100 (-14.12%) Land $33,900 Building $154,200	$188,100 (-14.12%) Land $33,900 Building $154,200
2024	$4,611.00 (+18.96%)
2023		$219,020 Land $33,900 Building $185,120	$219,020 Land $33,900 Building $185,120
2022	$3,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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