709 N Garnet Cir, Brandon, SD 57005 Property Records

Minnehaha County property record for 709 N Garnet Cir, Brandon, SD 57005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,282 sqft · built 2015
Lot Size	0.221 acres (9,614 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Mar 2024)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-17-27-351-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-17-27-351-005-000`
Alternative APN	`80002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,282 sqft Finished Area
1st Floor Area	1,282 sqft
Basement Area	1,260 sqft
Finished Basement	1,178 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,614 sqft (0.221 acres)
Lot Dimensions	143 ft deep x 67.1 ft wide
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	270 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	80002
Street Address	709 N GARNET CIR
City	BRANDON
State	SD
Zip	57005-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I2;GENERAL
Legal Description	LOT 5 BLOCK 14 STONE RIDGE ESTATES TO THE CITY OF BRANDON
Legal Subdivision	RIDGE ESTATES
Legal Block	14
Legal Lot Number	5
Jurisdiction	MINNEHAHA SD
Township / Civil Division	BRANDON
Census Block Group	3
Census Block	3009
Census Tract	10501

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 N GARNET CIR, BRANDON, SD 57005-2580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU
May 2, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Book / Page	624-D / 610
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	709 N GARNET CIR, BRANDON, SD 57005-2580
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001978/135
Date	Nov 27, 2023
Book Page	1978/135

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	402 E 5TH ST, CANTON, SD 57013

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	709 N GARNET CIR, BRANDON, SD 57005-2580
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1970MTG/635
Date	Jun 9, 2023
Book Page	1970 MTG/635

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	CANTON, SD 57013

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 5, 2024
Property Address	709 N GARNET CIR, BRANDON, SD 57005-2580
Document Number	DEED624/610
Book / Page	DEED 624 / 610
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 174, CANTON, SD 57013-0174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 N GARNET CIR, BRANDON, SD 57005-2580

Mortgage

Document Number	001981/169
Date	Mar 5, 2024
Book Page	1981/169

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	3950 38TH AVE, MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 2, 2017
Property Address	709 N GARNET CIR, BRANDON, SD 57005-2580
Document Number	000575/390
Book / Page	575 / 390
Instrument Date	Apr 28, 2017
Instrument	000000709199
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 375, BRANDON, SD 57005-0375

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Brandon City
County	Minnehaha County
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,260 (-1.26%) Land $50,637 Building $321,623	$372,260 Land $50,637 Building $321,623
2025	$4,996.00	$377,000 (+3.77%) Land $51,800 Building $325,200
2024	$4,996.00 (+9.71%)	$363,300 (+18.18%) Land $51,800 Building $311,500
2022	$4,554.00	$307,400 Land $36,700 Building $270,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRANDON serves 11,048 people · EPA ID SD4600048
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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