Caldwell County property record for 709 N Commerce St, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 504 sqft · built 1905 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,381 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300547-001-100-10 |
| Primary APN | 0300547-001-100-10 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 504 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Georgian |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Mansard |
| Lot Area | 7,048 sqft (0.162 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Porch | Slab |
| Porch Area | 126 sqft |
| Account Number | 19687 |
|---|---|
| Street Address | 709 N COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-1816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHSIDE, LOT PT 10 |
| Legal Subdivision | NORTHSIDE |
| Legal Lot Number | 10 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960400 |
Source: Caldwell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 N COMMERCE ST, LOCKHART, TX 78644-1816 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,381.00 (-25.87%) | $66,910 (-18.73%) Land $62,940 Building $3,970 | $66,910 (-18.73%) Land $62,940 Building $3,970 |
| 2025 | $82,330 (-0.36%) Land $77,880 Building $4,450 | $82,330 (-0.36%) Land $77,880 Building $4,450 | |
| 2024 | $1,863.00 (+13.32%) | ||
| 2023 | $1,644.00 (-5.35%) | $82,630 Land $67,730 Building $14,900 | $82,630 Land $67,730 Building $14,900 |
| 2022 | $1,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1998 · Flooding 10/18/98 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| VTX Communications Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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