709 N Bend Rd, Towson, MD 21204 Property Records

Baltimore County property record for 709 N Bend Rd, Towson, MD 21204

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,988 sqft · built 2009
Lot Size	0.168 acres (7,324 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Jan 2018)
Tax Bill	$9,757 (2024)
Deeds & Mortgages	Jun 2019 Line of Credit Mar 2022 Transfer + 1 more
APN	`09-2500000618`

Property Details

APN / Parcel Number

Primary APN	`09-2500000618`
Alternative APN	`2500000618`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,988 sqft Living Area
Gross Area	4,538 sqft
1st Floor Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,324 sqft (0.168 acres)
Lot Width	79.5 ft Width
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	150 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	2500000618
Street Address	709 N BEND RD
City	TOWSON
State	MD
Zip	21204-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.168 AC
Legal Block	1
Legal Lot Number	1
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	490703

Owner

709 N Bend Rd is owned and occupied by an individual who acquired it in February 2022.

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	709 N BEND RD, BALTIMORE, MD 21204-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Mar 8, 2022	Intrafamily Transfer, Transfer
Jan 22, 2018	Deed, Transfer · ARM THE COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2018 · Amount on File
Deed Sale	Jan 22, 2018 · Amount on File
Prior Sale	Jan 11, 2010 · Amount on File
Deed Book / Page	39865 / 467
Last Transfer Date	Feb 22, 2022
Transfer Doc	0465220301
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	709 N BEND RD, BALTIMORE, MD 21204-3820
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0415800301
Date	Jun 27, 2019
Book Page	41580/301

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Mar 8, 2022
Property Address	709 N BEND RD, BALTIMORE, MD 21204-3820
Document Number	0465220301
Book / Page	46522 / 301
Map Reference	LB 39865 FO 467
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 22, 2018
Property Address	709 N BEND RD, BALTIMORE, MD 21204-3820
Document Number	0398650467
Book / Page	0039865 / 467
Instrument Date	Oct 10, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NEW LINE TITLE & ESCROW CO L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 N BEND RD, TOWSON, MD 21204-3820

Mortgage

Document Number	0039865476
Date	Jan 22, 2018
Instrument	0039865/476

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 11, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$786,400 Land $126,600 Building $659,800	$786,400 Land $126,600 Building $659,800
2024	$9,757.00 (+111.65%)
2023	$4,610.00 Homeowner's exemption	$703,267	$786,400 Land $126,600 Building $659,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 709 N Bend Rd; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 N Bend Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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