709 N 6th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 709 N 6th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	825 sqft · built 1995
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (Oct 2009)
Tax Bill	$886 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2022 Mortgage + 1 more
APN	`06-3.0-08-001-004-160.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-001-004-160.000`

Interior

Building Area	825 sqft Base Area
1st Floor Area	825 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	157 ft deep x 50.3 ft wide

Location & Zoning

Street Address	709 N 6TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:COUNTY ADDITION LOT:6 BLK:1LGL DESC:BEG SW COR L 6 TH N 48.42' TO TRUE POB TH N 50.33' E 155.35' S 43.8' W 157.6' TO POB
Legal Subdivision	COUNTY ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1061
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hall Street Historic District listed 1979 · 43 contributing resources · NRIS 79001352

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

709 N 6th St is owned and occupied by an individual who bought it in October 2009.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	709 N 6TH ST, SAINT JOSEPH, MO 64501-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Dec 14, 2022	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2009 · Amount on File
Deed Sale	Oct 14, 2009 · Amount on File
Prior Sale	Oct 14, 2009 · Amount on File
Deed Document Number	200912814
Deed Book / Page	3175 / 696
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	709 N 6TH ST, SAINT JOSEPH, MO 64501-1805
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003783/64
Date	Dec 15, 2022
Book Page	3783/64
Instrument	2022011711

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 14, 2022
Property Address	709 N 6TH ST, SAINT JOSEPH, MO 64501-1805
Document Number	0003783/40
Book / Page	3783 / 40
Instrument Date	Dec 13, 2022
Instrument	2022011687
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3806 CORINTH DR, SAINT JOSEPH, MO 64506-3368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 N 6TH ST, SAINT JOSEPH, MO 64501-1805
Investor	Possibly a Property Investor

Mortgage

Document Number	2022011709
Date	Dec 14, 2022
Instrument	2022011709

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	709 N 6TH ST, SAINT JOSEPH, MO 64501-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017002579
Date	Mar 24, 2017
Instrument	2017002579

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 709 N 6th St was $886.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00	$12,410 Land $1,330 Building $11,080	$65,320 Land $7,000 Building $58,320
2024	$886.00 (+9.25%)
2023	$811.00 (-0.61%)	$12,410 (-) Land $1,330 Building $11,080	$65,320 Land $7,000 Building $58,320
2022	$816.00	$12,410 Land $1,330 Building $11,080
2021			$65,320 Land $7,000 Building $58,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 709 N 6th St; there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 N 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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