709 N 13th St, Duncan, OK 73533 Property Records

Stephens County property record for 709 N 13th St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1945
Lot Size	0.134 acres (5,849 sqft)
Owner	2 Individual Names on File
Last Sale	$46,500 (Oct 2013)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13757`

Property Details

APN / Parcel Number

Primary APN	`13757`
Alternative APN	`1001-00-079-001-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,849 sqft (0.134 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13757
Street Address	709 N 13TH ST
City	DUNCAN
State	OK
Zip	73533-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 79 S45 LOT 1 & S45 E30 LOT 2 DUNCAN CITY
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	79
Legal Lot Number	1,2,E30
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1027
Census Tract	300

Owner

709 N 13th St is owned and occupied by two individuals who acquired it in October 2013.

Source: Stephens County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 N 13TH ST, DUNCAN, OK 73533-4039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHICKASAW COMMUNITY BANK
Aug 25, 2021	Deed of Trust, Mortgage · VA Mortgage BANK2

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2013 · Amount on File
Deed Sale	Oct 13, 2013 · Amount on File
Prior Sale	Jan 20, 1998 · Amount on File
Deed Book / Page	4635 / 208
Last Transfer Date	Oct 25, 2013
Transfer Doc	004635/216
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Recording Date	Apr 7, 2026
Property Address	709 N 13TH ST, DUNCAN, OK 73533-4039
Document Number	0000002728
Book / Page	6838 / 157
Instrument Date	Apr 1, 2026
Instrument	20262728
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 N 13TH ST, DUNCAN, OK 73533-4039

Mortgage

Document Number	0000002728,
Date	Apr 7, 2026
Book Page	6838/157
Instrument	20262728

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	709 N 13TH ST, DUNCAN, OK 73533-4039
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006502/190
Date	May 2, 2024
Book Page	6502/190
Instrument	I-2024-003833

Lender

Name	CHICKASAW COMMUNITY BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73142

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	34 Months
Due	Mar 1, 2027

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	709 N 13TH ST, DUNCAN, OK 73533-4039
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6028/166
Date	Aug 25, 2021
Book Page	6028/166
Instrument	2021-008094

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,641 (+2.75%) Land $418 Building $8,223	$78,560 (+2.76%) Land $3,802 Building $74,758
2025	Homeowner's exemption	$8,410 Land $418 Building $7,992	$76,452 Land $3,802 Building $72,650
2023	Homeowner's exemption	$8,871 Land $418 Building $8,453	$80,643 Land $3,802 Building $76,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 N 13th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 N 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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