Chesapeake City property record for 709 Moss Quay, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,448 sqft · built 1991 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $676,000 (Jul 2024) |
| Tax Bill | $6,703 (2025) |
| Deeds & Mortgages | Jul 2009 Mortgage Sep 2020 Refinance + 1 more |
| APN | 0369007000180 |
| Primary APN | 0369007000180 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,448 sqft Living Area |
| 1st Floor Area | 1,531 sqft |
| Upper Floors Area | 1,543 sqft |
| Attic | Attic |
| Attic Area | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Dimensions | 125 ft deep x 49 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 26 sqft |
| Deck Area | Deck Area |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 709 MOSS QUAY |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-9274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 18 RIVER WALK SEC L-5 PH 1 |
| Legal Subdivision | RIVERWALK - 6,7,8 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20909 |
709 Moss Quay is owned and occupied by two individuals who bought it in July 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 MOSS QUAY, CHESAPEAKE, VA 23320-9274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2009 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Sep 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 202415211 |
| Deed Book / Page | 10770 / 1763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 MOSS QUAY, CHESAPEAKE, VA 23320-9274 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007869/454 |
|---|---|
| Date | Jul 9, 2009 |
| Book Page | 7869/454 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 MOSS QUAY, CHESAPEAKE, VA 23320-9274 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010217/678 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 10217/678 |
| Instrument | 200032491 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 3, 2018 |
| Property Address | 709 MOSS QUAY, CHESAPEAKE, VA 23320-9274 |
| Document Number | 9930/421 |
| Book / Page | 9930 / 421 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 180017600 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 MOSS QUAY, CHESAPEAKE, VA 23320-9274 |
| Document Number | 180017601 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 180017601 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 709 Moss Quay was $6,703.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673,500 (+1.48%) Land $190,000 Building $483,500 | $673,500 (+1.48%) Land $190,000 Building $483,500 | |
| 2025 | $6,703.00 | $663,700 Land $170,000 Building $493,700 | $663,700 Land $170,000 Building $493,700 |
| 2023 | $587,500 (+3.65%) Land $150,000 Building $437,500 | $587,500 (+3.65%) Land $150,000 Building $437,500 | |
| 2022 | $566,800 Land $150,000 Building $416,800 | $566,800 Land $150,000 Building $416,800 | |
| 2019 | $4,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 709 Moss Quay; there have been 44 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 328 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 366 units insured incl. 38 condo units |
| Nearby Flood Claims | 44 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Moss Quay is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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