709 Millwood Dr, Fallston, MD 21047 Property Records

Harford County property record for 709 Millwood Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,512 sqft · built 1977
Lot Size	0.701 acres (30,525 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2017)
Tax Bill	$5,721 (2026)
Deeds & Mortgages	May 2017 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-099350`

Property Details

APN / Parcel Number

Primary APN	`03-099350`
Alternative APNs	`3099350` `099350`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,512 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	30,525 sqft (0.701 acres)
Lot Dimensions	275 ft deep x 83 ft wide
Garage Type	Basement
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Pool Area	780 sqft
Porch	Slab
Porch Area	932 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	099350
Street Address	709 MILLWOOD DR
City	FALLSTON
State	MD
Zip	21047-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 52 139/83X275 AV 709 MILLWOOD DRIVE MILLWOOD S4 P 25/86
Legal Subdivision	MILLWOOD
Legal Lot Number	52
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2009
Census Tract	303400

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 MILLWOOD DR, FALLSTON, MD 21047-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE COLUMBIA BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 17, 2017	Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Jul 21, 2005 · Amount on Record
Deed Document Number	201712347-0103
Deed Book / Page	12347 / 103
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	709 MILLWOOD DR, FALLSTON, MD 21047-3016
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123300214
Date	May 5, 2017
Book Page	12330/0214
Instrument	12330-0214

Lender

Name	THE COLUMBIA BANK
Type	Bank
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	709 MILLWOOD DR, FALLSTON, MD 21047-3016
Document Number	0138090024
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 MILLWOOD DR FALLSTON MD 210473016, FALLSTON, MD 21047-3016

Mortgage

Document Number	0138090024
Date	Apr 22, 2020
Book Page	013809/000024

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 17, 2017
Property Address	709 MILLWOOD DR, FALLSTON, MD 21047-3016
Document Number	0123470103
Book / Page	12347 / 0103
Map Reference	MB25 FO86
Instrument Date	May 15, 2017
Instrument	12347-0103
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 MILLWOOD DR, FALLSTON, MD 21047-3016

Mortgage

Document Number	123470109
Date	May 17, 2017
Instrument	12347-0109

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,721.00 (+13.44%) Homeowner's exemption	$519,467 (+13.13%)	$559,000 (+11.87%) Land $111,100 Building $447,900
2025	$5,043.00 (+9.99%) Homeowner's exemption
2023		$459,167	$499,700 Land $111,100 Building $388,600
2022	$4,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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