Florence County property record for 709 Middleberg Way, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,424 sqft · built 2012 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Dec 2012) |
| Tax Bill | $1,502 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15015-01-064 |
| Primary APN | 15015-01-064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| 1st Floor Area | 2,424 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Basement |
| Garage Area | 628 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 709 MIDDLEBERG WAY |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIDDLETON POINTE I LT64 |
| Legal Subdivision | MIDDLETON POINTE SUBDIVISION |
| Legal Lot Number | 64 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 1400 |
709 Middleberg Way is owned and occupied by an individual who bought it in December 2012.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 MIDDLEBERG WAY, FLORENCE, SC 29505-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2012 · Amount on File |
| Deed Sale | Dec 6, 2012 · Amount on File |
| Prior Sale | Sep 11, 2012 · Amount on File |
| Deed Book / Page | 438 / 1473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 709 MIDDLEBERG WAY, FLORENCE, SC 29505-3642 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | DMA10910365 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | DMA1091/365 |
| Instrument | 2024002982 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | 6340 N CAMPBELL AVE STE 100, TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 7, 2034 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 709 MIDDLEBERG WAY, FLORENCE, SC 29505-3642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009391012 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 939/1012 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 709 Middleberg Way was $1,502.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,502.00 | $14,108 Land $1,720 Building $12,388 | $352,706 Land $43,000 Building $309,706 |
| 2023 | $1,145.00 (-1.21%) Homeowner's exemption | $10,236,921 (+99,899.23%) Land $1,720,000 Building $8,516,921 | $25,592,304 (+9,9%) Land $4,300,000 Building $21,292,304 |
| 2022 | $1,159.00 Homeowner's exemption | $10,237 Land $1,720 Building $8,517 | $255,923 Land $43,000 Building $212,923 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 709 Middleberg Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Middleberg Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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