709 Middle Rd, Fulton, IL 61252 Property Records

Whiteside County property record for 709 Middle Rd, Fulton, IL 61252

Property Summary

Property Type	Single Family Home
Lot Size	0.402 acres (17,520 sqft)
Owner	Individual Name on File
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0121376003`

Property Details

APN / Parcel Number

Primary APN	`0121376003`
Alternative APN	`104680`

Exterior

Lot Area	17,520 sqft (0.402 acres)
Lot Dimensions	146 ft deep x 120 ft wide

Location & Zoning

Account Number	104680
Street Address	709 MIDDLE RD
City	FULTON
State	IL
Zip	61252-1871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING KNOLLS ADD LOT 9 & W 56' OF LOT 8 154500X
Legal Subdivision	ROLLING KNOLLS ADDITION
Legal Lot Number	8-9
Jurisdiction	WHITESIDE IL
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

709 Middle Rd is owned and occupied by an individual.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	709 MIDDLE RD, FULTON, IL 61252-1871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLINTON NAT'L BK
Nov 24, 2018	Deed of Trust, Mortgage · Line of Credit CLINTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	709 MIDDLE RD, FULTON, IL 61252-1871
Document Number	0000002155
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 MIDDLE RD FULTON IL 612521871, FULTON, IL 61252-1871

Mortgage

Document Number	0000002155
Date	Apr 20, 2020
Instrument	2155

Lender

Name	CLINTON NAT'L BK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 19, 2030

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	709 MIDDLE RD, FULTON, IL 61252-1871
Document Number	0000007073
Instrument Date	Nov 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 MIDDLE RD FULTON IL 612521871, FULTON, IL 61252-1871

Mortgage

Document Number	0000007073
Date	Dec 20, 2018
Instrument	7073

Lender

Name	CLINTON NAT'L BK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 19, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 709 Middle Rd was $3,332.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Fulton Township
Municipality	Fulton City
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00	$53,432 Land $9,192 Building $44,240
2024			$160,296 Land $27,576 Building $132,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Middle Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982–1997)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Middle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON serves 3,346 people · EPA ID IL1950250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

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