709 Main St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 709 Main St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,324 sqft · built 1908
Lot Size	0.288 acres (12,563 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Sep 2018)
Tax Bill	$9,041 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16352`

Property Details

APN / Parcel Number

Primary APN	`16352`
Alternative APN	`WAKE M:000010 B:0008 P:000065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	4,754 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1957
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,563 sqft (0.288 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	16352
Street Address	709 MAIN ST
City	WAKEFIELD
State	MA
Zip	01880-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	8
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	1
Census Block	1013
Census Tract	335301

Owner

709 Main St is owned and occupied by two individuals who bought it in September 2018.

Source: Middlesex County and Wakefield Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 MAIN ST, WAKEFIELD, MA 01880-5206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
May 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Sep 24, 2018	Quit Claim Deed, Transfer EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Sep 26, 1997 · Amount on File
Deed Book / Page	71654 / 532
Transfer Doc	071654-532
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	709 MAIN ST, WAKEFIELD, MA 01880-5206
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081414-32
Date	Apr 11, 2023
Book Page	81414/32
Instrument	35848

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	709 MAIN ST, WAKEFIELD, MA 01880-5206
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078790-233
Date	Sep 28, 2021
Book Page	78790/233
Instrument	213905

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	709 MAIN ST, WAKEFIELD, MA 01880-5206
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78790-233
Date	Sep 28, 2021
Book Page	78790/233
Instrument	213905

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	709 MAIN ST, WAKEFIELD, MA 01880-5206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74631-164
Date	May 8, 2020
Book Page	74631/164
Instrument	69325

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Sep 24, 2018
Property Address	709 MAIN ST, WAKEFIELD, MA 01880-5206
Document Number	71654-532
Book / Page	71654 / 532
Instrument	146945
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716540535
Date	Sep 24, 2018
Instrument	71654/0535

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Interest

Rate	3.88%
Max Rate At Change	0.12%
Max Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 709 Main St was $9,041, up 1.9% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,041.00 (+1.89%)	$796,600 (+1%) Land $364,100 Building $432,500	$903,640 (+2.15%)
2024	$8,873.00 (+5.59%)	$788,700 (+10.09%) Land $360,500 Building $428,200	$884,640
2023	$8,403.00	$716,400 Land $327,400 Building $389,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	32 (1979–2010)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 6 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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