St. Johns County property record for 709 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,823 sqft Living Area |
| Lot Size | 5,662 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2017) |
| Tax Bill | $3,026.00 (2025) |
| Primary APN | 028821-2020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,823 sqft Living Area |
| Gross Area | 2,456 sqft Gross Area |
| 1st Floor | 1,823 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,662 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 489 sqft Garage |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 709 MACKENZIE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3449 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 202 OR4446/387 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 202 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-2020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) VYSTAR CU |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on Record |
| Deed Sale | Oct 10, 2017 · Amount on Record |
| Prior Sale | Apr 22, 2008 · Amount on Record |
| Deed Doc Number | 201768741 |
| Deed Book / Page | 4446 / 387 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 709 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449 |
| Document Number | 0049000753 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 0049000753 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 004900/000753 |
| Instrument | 19755 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | SAINT AUGUSTINE, FL 32092 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Mar 10, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 10, 2017 |
| Property Address | 709 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449 |
| Document Number | 0044460387 |
| Book / Page | 004446 / 000387 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 68741 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2020 |
| Title Company | ISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 709 MACKENZIE CIR ST AUGUSTINE FL 320923449, ST AUGUSTINE, FL 32092-3449 |
| Document Number | 44460389 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 004446/000389 |
| Instrument | 68742 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,076 (+2.7%) | $311,197 (-2.61%) Land $70,000 Building $241,197 | |
| 2025 | $3,026.00 (+13.46%) Homeowner's exemption | $238,633 (+2.9%) | $319,545 (-4.01%) Land $70,000 Building $249,545 |
| 2024 | $2,667.00 (+2.11%) Homeowner's exemption | $231,908 (+3%) | $332,887 (-4.18%) Land $80,000 Building $252,887 |
| 2023 | $2,612.00 (+3.24%) Homeowner's exemption | $225,153 (+3%) | $347,413 (+8.12%) Land $82,790 Building $264,623 |
| 2022 | $2,530.00 Homeowner's exemption | $218,595 | $321,330 Land $73,920 Building $247,410 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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