709 Lucabaugh Mill Rd, Westminster, MD 21157 Property Records

Carroll County property record for 709 Lucabaugh Mill Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,056 sqft · built 1993
Lot Size	1.12 acres (48,961 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Sep 2024)
Tax Bill	$5,006 (2026)
Deeds & Mortgages	Nov 2022 Transfer Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-105959`

Property Details

APN / Parcel Number

Primary APN	`07-105959`
Alternative APNs	`7105959` `105959`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,056 sqft Total Area
Basement Area	588 sqft
Finished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,961 sqft (1.12 acres)
Garage Type	Mixed
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	105959
Street Address	709 LUCABAUGH MILL RD
City	WESTMINSTER
State	MD
Zip	21157-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 5 - 1.1235 ACS 709 LUCABAUGH MILL RD 30 LUCABAUGH MILL FARMS
Legal Subdivision	LUCABUAGH MILL FARMS
Legal Lot Number	5
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1018
Census Tract	507601

Owner

709 Lucabaugh Mill Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Intrafamily Transfer, Transfer
Jul 13, 2020	Grant Deed, Transfer · Conventional with PMI NFM LNDG
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Jul 13, 2020 · Amount on File
Deed Book / Page	11310 / 360
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	0109330172
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Nov 22, 2022
Property Address	709 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Document Number	0109330172
Book / Page	10933 / 172
Map Reference	MB 30 FO 112
Instrument Date	Sep 13, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	709 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 13, 2020
Property Address	709 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Document Number	0097570314
Book / Page	009757 / 000314
Instrument Date	Jul 2, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 LUCABAUGH MILL RD WESTMINSTER MD 211573815, WESTMINSTER, MD 21157-3815

Mortgage

Document Number	97570320
Date	Jul 13, 2020
Book Page	009757/000320

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	709 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Document Number	0092100220
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 LUCABAUGH MILL RD WESTMINSTER MD 211573815, WESTMINSTER, MD 21157-3815

Mortgage

Document Number	0092100220
Date	Jan 22, 2019
Book Page	009210/000220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 709 Lucabaugh Mill Rd was $5,006 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,006.00 (+5.04%) Homeowner's exemption	$445,400 (+5.98%) Land $131,200 Building $314,200	$445,400 (-) Land $131,200 Building $314,200
2025	$4,766.00 Homeowner's exemption	$420,267	$445,400 Land $131,200 Building $314,200
2023	$4,181.00 (+3.72%)	$370,000 (+3.7%) Land $131,200 Building $238,800	$370,000 (-) Land $131,200 Building $238,800
2022	$4,031.00	$356,800	$370,000 Land $131,200 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Lucabaugh Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Lucabaugh Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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