San Diego County property record for 709 Kempton St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1975 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,999 (2025) |
| Deeds & Mortgages | Feb 2022 Reverse Mortgage Dec 2017 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-380-09-00 |
| Primary APN | 584-380-09-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,824 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 8,100 sqft (0.186 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 709 KEMPTON ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 24 LOTS 16 & 17 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 24 |
| Legal Lot Number | 16,17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13908 |
Source: San Diego County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 709 KEMPTON ST, SPRING VALLEY, CA 91977-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Feb 7, 2022 | Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage OPEN MORTGAGE LLC |
| Dec 12, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Jun 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2022 |
| Transfer Doc | 0000057227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 7, 2022 |
| Property Address | 709 KEMPTON ST, SPRING VALLEY, CA 91977-5018 |
| Document Number | 0000057227 |
| Map Reference | MAP 441 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022-0057227 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 709 KEMPTON ST, SPRING VALLEY, CA 91977-5018 |
| Document Number | 0000057228 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2022-0057228 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DOUGLASVILLE, GA 30135 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.91% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year LIBOR |
| Max Rate | 7.91% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 709 KEMPTON ST, SPRING VALLEY, CA 91977-5018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000577798 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2017-0577798 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 910 Months |
| Due | Oct 12, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
| Type Change Date | Jan 1, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 27, 2019 |
| Property Address | 709 KEMPTON ST, SPRING VALLEY, CA 91977-5018 |
| Document Number | 0000252278 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 252278 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 709 KEMPTON ST SPRING VALLEY CA 919775018, SPRING VALLEY, CA 91977-5018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 709 KEMPTON ST, SPRING VALLEY, CA 91977-5018 |
| Document Number | 0000577799 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 709 KEMPTON ST SPRING VALLEY CA 919775018, SPRING VALLEY, CA 91977-5018 |
| Document Number | 0000577799 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 577799 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 912 Months |
| Due | Dec 11, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $115,458 (+2%) Land $57,729 Building $57,729 | |
| 2025 | $1,999.00 (+10.75%) Homeowner's exemption | $113,196 (+4.04%) Land $56,598 Building $56,598 |
| 2023 | $1,805.00 (+2.62%) Homeowner's exemption | $108,802 Land $54,401 Building $54,401 |
| 2022 | $1,759.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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