709 Harbor Dr, Belleair Beach, FL 33786 Property Records

Pinellas County property record for 709 Harbor Dr, Belleair Beach, FL 33786

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,901 sqft · built 2004
Lot Size	0.181 acres (7,902 sqft)
Owner	Individual Name on File
Last Sale	$2,250,000 (May 2026)
Tax Bill	$15,883 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-747-6767-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-6767-4`
Alternative APNs	`31-29-15-06516-007-0250` `291531065160070250` `152931065160070250` `R342757`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	3 Stories
Building Area	2,901 sqft Living Area
Gross Area	5,713 sqft
1st Floor Area	2,101 sqft
Upper Floors Area	800 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,902 sqft (0.181 acres)
Lot Dimensions	110 ft deep x 72 ft wide
View / Lot	Intracoastal
Garage Type	Attached
Garage Area	2,347 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	465 sqft
Deck Area	273 sqft
Patio Area	273 sqft
Loading Dock	260 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R342757
Street Address	709 HARBOR DR
City	BELLEAIR BEACH
State	FL
Zip	33786-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLEAIR BEACH, UNIT C BLK A, LOT 25
Legal Range	15E
Legal Township	29S
Legal Section	31
Legal Subdivision	BELLEAIR BEACH, UNIT C
Legal Tract	6516
Legal Block	A
Legal Lot Number	25
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1014
Census Tract	27605

Owner

709 Harbor Dr is owned and occupied by an individual who bought it in May 2026.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	709 HARBOR DR, BELLEAIR BEACH, FL 33786-3257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage SEA STAR TITLE COMPANY LLC, SEA STAR TITLE
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage SEA STAR TITLE
Dec 2, 2019	Deed of Trust, Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	2026117413
Deed Book / Page	23543 / 441
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 1, 2026
Property Address	709 HARBOR DR, BELLEAIR BEACH, FL 33786-3257
Document Number	0235430441
Book / Page	23543 / 441
Instrument Date	Apr 30, 2026
Instrument	2026117413
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SEA STAR TITLE COMPANY LLC, SEA STAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 HARBOR DR, BELLEAIR BEACH, FL 33786-3257

Mortgage

Document Number	0000117414,
Date	May 1, 2026
Instrument	2026117414

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 1, 2026
Property Address	709 HARBOR DR, BELLEAIR BEACH, FL 33786-3257
Document Number	0000117413
Book / Page	23543 / 441
Instrument Date	Apr 30, 2026
Instrument	2026.117413
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	SEA STAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 HARBOR DR, BELLEAIR BEACH, FL 33786-3257

Mortgage

Document Number	0000117414,
Date	May 1, 2026
Instrument	2026..117414

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	709 HARBOR DR, BELLEAIR BEACH, FL 33786-3257
Document Number	0208000940
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 HARBOR DR BELLEAIR BEACH FL 337863257, BELLEAIR BEACH, FL 33786-3257

Mortgage

Document Number	0208000940
Date	Dec 9, 2019
Book Page	020800/000940
Instrument	392245

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 709 Harbor Dr was $15,883, up 5.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Belleair Beach City
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,883.00 (+5.68%)	$1,045,224	$2,462,852 Land $1,342,324 Building $1,120,528
2024	$15,029.00 (+1.01%)
2023	$14,879.00 (+6.77%) Homeowner's exemption	$986,182 (+3%)	$2,121,155 (+41.47%) Land $1,356,912 Building $764,243
2022	$13,936.00 Homeowner's exemption	$957,458	$1,499,332 Land $910,449 Building $588,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 237 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	237 in force
Nearby Flood Claims	1,000 (1979–2024)
Claims Outside the SFHA	3 of 1,000
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 247 claims Tropical Storm Josephine, Oct 1996 · 116 claims Hurricane Elena, Sep 1985 · 151 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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