709 Grape Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 709 Grape Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	1,505 sqft Heated Area
Lot Size	35,719 sqft (0.819 acres)
Occupancy	Owner Occupied
Last Sale	$443,500 (2024)
Tax Bill	$5,914.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81168`
Alternative APN	`012630495000013265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,505 sqft Heated Area
Gross Area	1,780 sqft Gross Area
1st Floor	1,065 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2017
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	35,719 sqft (0.819 acres)
Garage Area	440 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Enclosed Porch
Porch Area	715 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81168
Street Address	709 GRAPE AVE
City	SAINT CLOUD
State	FL
Zip	34769-3047
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PGS 63-64 LOT 326 LESS N 97 FT OF W 165 FT
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD EAST OF EASTERN
Legal Tract	4950
Legal Block	1
Legal Lot Number	326
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2053
Census Tract	43600

Owner

Source: Osceola County records · APN 81168

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	709 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Oct 27, 2004 · Amount on Record
Deed Doc Number	2024036827
Deed Book / Page	6569 / 752
Record Refreshed	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	709 GRAPE AVE, SAINT CLOUD, FL 34769-3047
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CITRUS DR, KISSIMMEE, FL 34743-5911

Mortgage

Document Number	0065690754
Date	Mar 22, 2024
Book Page	6569/754
Instrument	2024036828

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,914.00 (+1,121.9%)	$330,200 (+317.88%) Land $81,000 Building $249,200	$330,200 (+28.83%) Land $81,000 Building $249,200
2023	$484.00 (-2%) Homeowner's exemption Disabled Person's exemption	$79,018 (+3%)	$256,300 (+17.73%) Land $60,800 Building $195,500
2022	$605.00 Homeowner's exemption Disabled Person's exemption	$76,717	$217,700 Land $54,000 Building $163,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.