709 Grace Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 709 Grace Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,038 (2025)
Deeds & Mortgages	Sep 2022 Refinance Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1128356005`

Property Details

APN / Parcel Number

Primary APN	`1128356005`
Alternative APN	`105758`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Location & Zoning

Account Number	105758
Street Address	709 GRACE AVE
City	ROCK FALLS
State	IL
Zip	61071-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DL & JW MARTIN 3 ADD LOT 22 BLK 2 257500X
Legal Subdivision	DL & JW MARTIN 3 ADDITION
Legal Block	2
Legal Lot Number	22
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2013
Census Tract	1600

Owner

709 Grace Ave is owned and occupied by an individual.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	709 GRACE AVE, ROCK FALLS, IL 61071-1558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAUK VLY BK&TR
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	709 GRACE AVE, ROCK FALLS, IL 61071-1558
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005492
Date	Sep 7, 2022
Instrument	2022-05492

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	709 GRACE AVE, ROCK FALLS, IL 61071-1558
Document Number	0000007571
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 GRACE AVE ROCK FALLS IL 610711558, ROCK FALLS, IL 61071-1558

Mortgage

Document Number	0000007571
Date	Nov 19, 2020
Instrument	7571

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 18, 2040

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	709 GRACE AVE, ROCK FALLS, IL 61071-1558
Document Number	0000000241
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 GRACE AVE ROCK FALLS IL 610711558, ROCK FALLS, IL 61071-1558

Mortgage

Document Number	0000000241
Date	Jan 12, 2017
Instrument	241

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	ROCK FALLS, IL 61071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 709 Grace Ave was $1,038 with a senior citizen's exemption.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,038.00	$30,074 Land $2,873 Building $27,201
2024			$90,222 Land $8,619 Building $81,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Grace Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Grace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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