709 Gibson St, Defiance, OH 43512 Property Records

Defiance County property record for 709 Gibson St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,256 sqft · built 1937
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$11,800 (Nov 2001)
Tax Bill	$793 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B013126003500`

Property Details

APN / Parcel Number

Primary APN	`B013126003500`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	2,650 sqft
1st Floor Area	1,124 sqft
Upper Floors Area	132 sqft
Attic	Attic
Attic Area	132 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 GIBSON ST
City	DEFIANCE
State	OH
Zip	43512-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLGATES ADD TO N DEF LOT 69
Legal Subdivision	HOLGATES ADD
Legal Lot Number	69
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	3
Census Block	3026
Census Tract	958500

Owner

709 Gibson St is owned and occupied by an individual who bought it in November 2001.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	709 GIBSON ST, DEFIANCE, OH 43512-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2001 · Amount on File
Deed Sale	Nov 14, 2001 · Amount on File
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	709 GIBSON ST, DEFIANCE, OH 43512-1529
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	407/0002
Date	Sep 29, 2017
Book Page	407/0002
Instrument	201700004124

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 709 Gibson St was $793 with a homeowner's exemption.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00 Homeowner's exemption	$30,980 (-) Land $3,690 Building $27,290
2024	$793.00 (-3.41%) Homeowner's exemption	$30,980 (-) Land $3,690 Building $27,290	$88,520 (+0.01%) Land $10,550 Building $77,970
2023	$821.00 (+30.11%) Homeowner's exemption	$30,980 (+34.05%) Land $3,690 Building $27,290	$88,513 Land $10,542 Building $77,971
2022	$631.00 Homeowner's exemption	$23,110 Land $3,610 Building $19,500
2020			$66,000 Land $10,300 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Gibson St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–1986)
Most Recent Claim	Jul 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 Gibson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20