709 Gazebo Cir, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 709 Gazebo Cir, Reading, MA 01867

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,178 sqft · built 1996
Lot Size	10.2 acres (444,444 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (Apr 2021)
Tax Bill	$5,698 (2025)
Deeds & Mortgages	Aug 2023 Sale Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13A000007090`

Property Details

APN / Parcel Number

Primary APN	`13A000007090`
Alternative APNs	`READ M:008.0-0787-0087.0` `M:008.0=0787=0087.0` `13A000007`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,178 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	444,444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	13A000007090
Street Address	709 GAZEBO CIR
City	READING
State	MA
Zip	01867-4063
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3010
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	709 GAZEBO CIR, READING, MA 01867-4063
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed, Transfer
Apr 21, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU
Sep 28, 2018	Condominium Deed, Transfer · Conventional with PMI DIRECT CU
Jan 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Book / Page	77571 / 69
Last Transfer Date	Aug 2, 2023
Transfer Doc	0081952-71
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	READING MA
Recording Date	Aug 31, 2023
Property Address	709 GAZEBO CIR, READING, MA 01867-4063
Document Number	0081952-71
Book / Page	81952 / 71
Instrument Date	Aug 2, 2023
Instrument	98713
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 GAZEBO CIR, READING, MA 01867-4063

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 21, 2021
Property Address	709 GAZEBO CIR, READING, MA 01867-4063
Document Number	77571-69
Book / Page	77571 / 69
Instrument Date	Apr 21, 2021
Instrument	90054
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 GAZEBO CIR, READING, MA 01867-4063

Mortgage

Document Number	90055
Date	Apr 21, 2021
Instrument	90055

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	709 GAZEBO CIR, READING, MA 01867-4063
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75365-46
Date	Aug 14, 2020
Book Page	75365/46
Instrument	137824

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	READING MA
Recording Date	Sep 28, 2018
Property Address	709 GAZEBO CIR, READING, MA 01867-4063
Document Number	71686-110
Book / Page	071686 / 000110
Instrument Date	Sep 25, 2018
Instrument	150750
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,767.91
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 GAZEBO CIR READING MA 018674063, READING, MA 01867-4063

Mortgage

Document Number	71686-114
Date	Sep 28, 2018
Book Page	071686/000114
Instrument	150751

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 5, 2017
Property Address	709 GAZEBO CIR, READING, MA 01867-4063
Document Number	68718-185
Book / Page	068718 / 000185
Instrument Date	Nov 11, 2016
Instrument	2686
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 GAZEBO CIR READING MA 018674063, READING, MA 01867-4063

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,698.00 (+0.42%)	$500,300 (+3.35%) Building $500,300	$539,790 (+3.93%)
2024	$5,674.00 (-0.25%)	$484,100 (+7.15%) Building $484,100	$519,365
2023	$5,688.00	$451,800 Building $451,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

709 Gazebo Cir, Reading, MA 01867 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Condominium Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Gazebo Cir

Nearby Streets

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