Hampden County and Ludlow Town property record for 709 Fuller St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,731 sqft · built 1946 |
| Lot Size | 1.18 acres (51,706 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Oct 1980) |
| Tax Bill | $5,445 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:008-05850 B:54 L:1 |
| Primary APN | M:008-05850 B:54 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,731 sqft Living Area |
| Gross Area | 3,298 sqft |
| Basement Area | 1,267 sqft |
| Unfinished Basement | 1,267 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,706 sqft (1.18 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3436 |
|---|---|
| Street Address | 709 FULLER ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Block | 5850 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 810414 |
709 Fuller St is owned and occupied by two individuals who bought it in October 1980.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 FULLER ST, LUDLOW, MA 01056-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 1980 · Amount on File |
| Deed Sale | Oct 14, 1980 · Amount on File |
| Deed Book / Page | 5010 / 214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 709 FULLER ST, LUDLOW, MA 01056-1314 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024504-376 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 24504/376 |
| Instrument | 23367 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 709 Fuller St was $5,445, up 1.1% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,445.00 (+1.11%) | $340,100 (+9.57%) Land $96,900 Building $243,200 | $351,442 (+21.45%) |
| 2025 | $5,385.00 (+5.98%) | $310,400 (+10.5%) Land $88,200 Building $222,200 | $289,370 (-29.93%) |
| 2024 | $5,081.00 (+4.55%) | $280,900 (+12.77%) Land $88,100 Building $192,800 | $412,965 |
| 2023 | $4,860.00 | $249,100 Land $77,300 Building $171,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Fuller St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 709 Fuller St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH HADLEY FD #1 (MWRA) serves 14,800 people · EPA ID MA1275000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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