709 Front St, Lynden, WA 98264 Property Records

Whatcom County property record for 709 Front St, Lynden, WA 98264

Property Summary

Property Type	Bank, Financial Building
Details	1 bd · 1 ba · 2,505 sqft · built 1924
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Nov 2020)
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400320-189229-0000`

Property Details

APN / Parcel Number

Primary APN	`400320-189229-0000`
Alternative APNs	`133913` `575735`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,505 sqft Gross Area
1st Floor Area	1,457 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2018
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	228 sqft
Porch	Covered Concrete/Masonry Porch
Porch Area	28 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	133913
Street Address	709 FRONT ST
City	LYNDEN
State	WA
Zip	98264-1819
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	CSL
Legal Description	LYNDEN W 1/2 OF LOT 7-E 1/2 OF LOT 8 BLK 1
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	LYNDEN
Legal Block	1
Legal Lot Number	7-E,8
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	1
Census Block	1049
Census Tract	10302

Owner

709 Front St, a commercial property, is owned by a company that bought it in November 2020.

Source: Whatcom County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	709 FRONT ST, LYNDEN, WA 98264-1819
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Feb 1, 2016 · Amount on File
Deed Document Number	20205129
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 30, 2020
Property Address	709 FRONT ST, LYNDEN, WA 98264-1819
Document Number	2201105129
Instrument Date	Nov 23, 2020
Instrument	1105129
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	709 FRONT ST LYNDEN WA 982641819, LYNDEN, WA 98264-1819

Mortgage

Document Number	2201105130
Date	Nov 30, 2020
Instrument	1105130

Lender

Name	MARIA S BAKHT
Address	1655 CENTRAL RD, EVERSON, WA 98247-9624
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 709 Front St was $3,506.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00	$466,395 Land $231,750 Building $234,645	$466,395 Land $231,750 Building $234,645
2022		$335,038 Land $134,530 Building $200,508	$335,038 Land $134,530 Building $200,508
2021	$2,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Front St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 709 Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Pogozone powered by Neubeam, T-Mobile.