709 Five Leaf Ln, Waxhaw, NC 28173 Property Records

Union County property record for 709 Five Leaf Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,927 sqft · built 2012
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$481,000 (May 2023)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-072-169`

Property Details

APN / Parcel Number

Primary APN	`06-072-169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,927 sqft Living Area
1st Floor Area	2,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	11,892 sqft (0.273 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	709 FIVE LEAF LN
City	WAXHAW
State	NC
Zip	28173-7288
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#6 HOLLISTER MP3 OPCJ346
Legal Subdivision	HOLLISTER
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3024
Census Tract	21020

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 FIVE LEAF LN, WAXHAW, NC 28173-7288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit BB&T COLLATERAL SVCS
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Oct 15, 2013 · Amount on Record
Deed Document Number	202311241
Deed Book / Page	8707 / 273
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	709 FIVE LEAF LN, WAXHAW, NC 28173-7288
Document Number	7548639
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 FIVE LEAF LN WAXHAW NC 281737288, WAXHAW, NC 28173-7288

Mortgage

Document Number	7548639
Date	Dec 23, 2019
Book Page	007548/000639
Instrument	40307

Lender

Name	BB&T COLLATERAL SVCS
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	709 FIVE LEAF LN, WAXHAW, NC 28173-7288
Document Number	7296208
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 FIVE LEAF LN WAXHAW NC 281737288, WAXHAW, NC 28173-7288

Mortgage

Document Number	7296208
Date	Jan 10, 2019
Book Page	007296/000208
Instrument	589

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$806,400 (-) Land $169,500 Building $636,900	$806,400 (-) Land $169,500 Building $636,900
2025	$3,746.00 (+26.09%)	$806,400 (+69.73%) Land $169,500 Building $636,900	$806,400 (+69.73%) Land $169,500 Building $636,900
2023	$2,971.00	$475,100 Land $91,000 Building $384,100	$475,100 Land $91,000 Building $384,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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