709 Erics Run Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 709 Erics Run Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,322 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$370,500 (Nov 2022)
Tax Bill	$9,366 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more
APN	`04-16-0-405-018`

Property Details

APN / Parcel Number

Primary APN	`04-16-0-405-018`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,322 sqft Living Area
Basement Area	1,322 sqft
Unfinished Basement	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	709 ERICS RUN DR
City	O FALLON
State	IL
Zip	62269-6942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KECK RIDGE LOT 21 A02766932
Legal Subdivision	KECK RIDGE
Legal Block	405
Legal Lot Number	21
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1013
Census Tract	504353

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 ERICS RUN DR, O FALLON, IL 62269-6942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 23, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 29, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Dec 12, 2016	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	20222766932
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	0002228193
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	709 ERICS RUN DR, O FALLON, IL 62269-6942
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ERICS RUN DR, O FALLON, IL 62269-6942

Mortgage

Document Number	0A02876064
Date	Mar 2, 2026
Instrument	A02876064

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 23, 2022
Property Address	709 ERICS RUN DR, O FALLON, IL 62269-6942
Document Number	0A02766932
Map Reference	MB 104 PG 99&100
Instrument Date	Nov 22, 2022
Instrument	A02766932
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ERICS RUN DR, O FALLON, IL 62269-6942

Mortgage

Document Number	0A02766933
Date	Nov 23, 2022
Instrument	A02766933

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate	6.12%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	709 ERICS RUN DR, O FALLON, IL 62269-6942
Document Number	00A2547497
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	P P SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 ERICS RUN DR O FALLON IL 622696942, O FALLON, IL 62269-6942

Mortgage

Document Number	00A2547497
Date	Aug 11, 2017
Instrument	2547497

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	709 ERICS RUN DR, O FALLON, IL 62269-6942
Document Number	00A2523746
Instrument Date	Dec 12, 2016
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ERICS RUN DR O FALLON IL 622696942, O FALLON, IL 62269-6942

Mortgage

Document Number	00A2523746
Date	Jan 17, 2017
Instrument	2523746

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,366.00	$129,937 (+34.34%) Land $22,275 Building $107,662	$389,811 (+34.34%) Land $66,825 Building $322,986
2022		$96,723 Land $16,581 Building $80,142	$290,169 Land $49,743 Building $240,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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