709 Elm Ave, Galt, CA 95632 Property Records

Sacramento County property record for 709 Elm Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1963
Lot Size	0.175 acres (7,614 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2012)
Tax Bill	$866 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-0341-033-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0341-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,614 sqft (0.175 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 ELM AVE
City	GALT
State	CA
Zip	95632-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	S 82 FT OF W 100 FT LOT 51 VALLEY OAKS NO 2 EXCPTN DEEDED FOR STREET R/W 4624/163 O R,
Legal Subdivision	VALLEY OAKS 02
Legal Lot Number	51
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2004
Census Tract	9503

Owner

709 Elm Ave is owned by two individuals who acquired it in December 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13965 CHRISTENSEN RD, GALT, CA 95632-8893
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2012 · Amount on File
Deed Sale	Feb 6, 2012 · Amount on File
Prior Sale	Sep 14, 2011 · Amount on File
Deed Book / Page	20120206 / 944
Last Transfer Date	Dec 20, 2016
Transfer Doc	0000000040
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 6, 2017
Property Address	709 ELM AVE, GALT, CA 95632-1609
Document Number	0000000040
Book / Page	17020 / 000040
Instrument Date	Dec 20, 2016
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13965 CHRISTENSEN RD GALT CA 956328893, GALT, CA 95632-8893

Mortgage

Document Number	41
Date	Feb 6, 2017
Book Page	170206/000041

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 709 Elm Ave was $866, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$76,858 (+2%) Land $38,429 Building $38,429
2025	$866.00 (+4.46%)	$75,352 Land $37,676 Building $37,676
2024	$829.00 (+1.72%)
2023	$815.00 (+4.22%)	$72,428 Land $36,214 Building $36,214
2022	$782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 709 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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