709 E McMillan St, Apt 4, Cincinnati, OH 45206 Property Records

Hamilton County property record for 709 E McMillan St, Apt 4, Cincinnati, OH 45206

Property Summary

Property Type	Condominium
Details	2 ba · 1,223 sqft · built 1905
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2021)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-0002-0412-00`

Property Details

APN / Parcel Number

Primary APN	`068-0002-0412-00`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	1,223 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Brick

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	709 E MCMILLAN ST APT 4, 4
City	CINCINNATI
State	OH
Zip	45206-1937
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 709#4 8.65%SUZANNE FLATS CONDO
Legal Subdivision	SUZANNE FLATS CONDO
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	26700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peeble's Corner Historic District listed 1985 · 62 contributing resources · NRIS 85002835

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	709 E MCMILLAN ST APT 4, 4, CINCINNATI, OH 45206-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Line of Credit ALLY BANK
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Sep 9, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2021-0092988
Deed Book / Page	14471 / 1185
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 2, 2021
Property Address	709 E MCMILLAN ST APT 4, 4, CINCINNATI, OH 45206-1937
Document Number	0000092988
Book / Page	14471 / 1185
Map Reference	MB 13475 PG 980
Instrument Date	Jul 15, 2021
Instrument	2021-0092988
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	709 E MCMILLAN ST APT 4, 4, CINCINNATI, OH 45206-1937

Mortgage

Document Number	0000092989
Date	Aug 2, 2021
Instrument	2021-0092989

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	709 E MCMILLAN ST APT 4, 4, CINCINNATI, OH 45206-1937
Document Number	0000079170
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E MCMILLAN ST #4 CINCINNATI OH 452061937, 4, CINCINNATI, OH 45206-1937

Mortgage

Document Number	0000079170
Date	Sep 17, 2019
Book Page	014003/000433
Instrument	79170

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	709 E MCMILLAN ST APT 4, 4, CINCINNATI, OH 45206-1937
Document Number	0000090638
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E MCMILLAN ST #4 CINCINNATI OH 452061937, 4, CINCINNATI, OH 45206-1937

Mortgage

Document Number	0000090638
Date	Oct 17, 2019
Book Page	014025/000350
Instrument	90638

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,117.00 (+3.04%)	$98,000 (-) Land $14,560 Building $83,440
2024	$1,084.00 (-2.17%)	$98,000 (-) Land $14,560 Building $83,440
2023	$1,108.00 (-4.65%)	$98,000 (+33.97%) Land $14,560 Building $83,440	$280,000 (+33.97%) Land $41,600 Building $238,400
2022	$1,162.00 Homeowner's exemption	$73,150 Land $14,553 Building $58,597
2020			$209,000 Land $41,580 Building $167,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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