709 E Main St, Philadelphia, MS 39350 Property Records

Neshoba County property record for 709 E Main St, Philadelphia, MS 39350

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,446 sqft · built 1980
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on File
Tax Bill$1,076 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN06329D-00A-024.000

Property Details

APN / Parcel Number

Primary APN06329D-00A-024.000
Alternative APN
  • 6894

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,446 sqft Living Area
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area74,052 sqft (1.7 acres)
Deck Area234 sqft
Utility Building264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number6894
Street Address709 E MAIN ST
CityPHILADELPHIA
StateMS
Zip39350-3706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA LOT IN NE 1/4 SW 1/4 OF SE 1/4
JurisdictionNESHOBA MS
Township / Civil Division2
Census Block Group1
Census Block1014
Census Tract10101

Owner

709 E Main St is owned and occupied by an individual who acquired it in November 2010.

Source: Neshoba County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address709 E MAIN ST, PHILADELPHIA, MS 39350-3706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2010
Deed SaleNov 15, 2010
Deed Document Number0020104005
Deed Book / Page2010 / 4005
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNESHOBA MS
Property Address709 E MAIN ST, PHILADELPHIA, MS 39350-3706
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02025/6764
DateSep 19, 2025
Book Page2025/6764
Instrument2025-6764
Lender
NameBANKPLUS FSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueOct 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 709 E Main St was $1,076 with a homeowner's exemption, down 48% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyNeshoba County
MunicipalityPhiladelphia City
Unified School DistrictPhiladelphia Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,076.00 (-48.02%) Homeowner's exemption$10,048$100,430 Land $15,100 Building $85,330
2024$2,070.00 (+7.98%)
2023$1,917.00$13,887$92,570 Land $15,100 Building $77,470
2021$1,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 E Main St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH CENTRAL WATER ASSN
public/private · serves 12,260 people · EPA ID MS0250022
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2021
Total trihalomethanes
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable
10,000 / 10,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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