709 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 709 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,595 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (May 2021)
Tax Bill	$7,429 (2025)
Deeds & Mortgages	Dec 2022 Transfer May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24M-63-0562`

Property Details

APN / Parcel Number

Primary APN	`24M-63-0562`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,595 sqft Living Area
Gross Area	3,513 sqft
1st Floor Area	1,217 sqft
Basement Area	456 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	71 ft deep x 65 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	95 sqft
Patio Area	208 sqft
Balcony Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	41R-4C
Legal Description	HARTWOOD LOT PT 1 RESUB LOT 2
Legal Subdivision	HARTWOOD LOT PT 1 RESUB
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4005
Census Tract	221900

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Intrafamily Transfer, Transfer
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 11, 2019	Warranty Deed, Transfer F&B ACQUISITION
Apr 10, 2018	Warranty Deed, Transfer CAPGROW HM MTG
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	2021132
Deed Book / Page	24872 / 2730
Last Transfer Date	Nov 8, 2022
Transfer Doc	0000000346
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 16, 2022
Property Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	2022121600346
Map Reference	MB 349 PG 547
Instrument Date	Nov 8, 2022
Instrument	2022121600346
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 20, 2021
Property Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0248722730
Book / Page	24872 / 2730
Map Reference	MB 349 PG 547
Instrument Date	May 10, 2021
Instrument	2021052000132
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 E MADISON AVE, 709, SAINT LOUIS, MO 63122-4502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502

Mortgage

Document Number	2021052000133
Date	May 20, 2021
Instrument	2021052000133

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 11, 2019
Property Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0235622529
Book / Page	023562 / 002529
Instrument Date	Jun 6, 2019
Instrument	492
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E MADISON AVE ST LOUIS MO 631224502, ST LOUIS, MO 63122-4502

Mortgage

Document Number	235622535
Date	Jun 11, 2019
Book Page	023562/002535
Instrument	494

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 10, 2018
Property Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0229761436
Book / Page	022976 / 001436
Instrument Date	Apr 5, 2018
Instrument	396
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 E MADISON AVE ST LOUIS MO 631224502, ST LOUIS, MO 63122-4502

Mortgage

Document Number	229761439
Date	Apr 10, 2018
Book Page	022976/001439
Instrument	397

Lender

Name	CAPGROW HM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	709 E MADISON AVE, SAINT LOUIS, MO 63122-4502
Document Number	0227782840
Book / Page	022778 / 002840
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 E MADISON AVE ST LOUIS MO 631224502, ST LOUIS, MO 63122-4502

Mortgage

Document Number	0227782840
Date	Nov 14, 2017
Book Page	022778/002840
Instrument	494

Lender

Name	COMMERCE BK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,930 (-) Land $56,280 Building $82,650	$731,200 (-) Land $296,200 Building $435,000
2025	$7,429.00 (+1.57%)	$138,930 (+12.54%) Land $56,280 Building $82,650	$731,200 (+12.54%) Land $296,200 Building $435,000
2024	$7,314.00 (+1.56%)
2023	$7,202.00 (-1.33%)	$123,450 (+14.61%) Land $40,190 Building $83,260	$649,700 (+14.61%) Land $211,500 Building $438,200
2022	$7,299.00	$107,710 Land $37,960 Building $69,750
2021			$566,900 Land $199,800 Building $367,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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