709 E Howard St, Bellefonte, PA 16823 Property Records

Centre County property record for 709 E Howard St, Bellefonte, PA 16823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,888 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Jan 2020)
Tax Bill	$3,646 (2026)
Deeds & Mortgages	May 2019 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-103-,043-,0000`

Property Details

APN / Parcel Number

Primary APN	`32-103-,043-,0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Block
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 E HOWARD ST
City	BELLEFONTE
State	PA
Zip	16823-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	BELLEFONTE
Census Block Group	4
Census Block	4000
Census Tract	11101

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 E HOWARD ST, BELLEFONTE, PA 16823-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF PENNSYLVANIA
Jan 13, 2020	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Feb 28, 2002
Deed Book / Page	2244 / 612
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	709 E HOWARD ST, BELLEFONTE, PA 16823-2131
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02232/0816
Date	May 29, 2019
Book Page	2232/0816

Lender

Name	CITIZENS BANK OF PENNSYLVANIA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CENTRE PA
Recording Date	Jan 13, 2020
Property Address	709 E HOWARD ST, BELLEFONTE, PA 16823-2131
Document Number	02244/0612
Book / Page	2244 / 0612
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 E HOWARD ST, BELLEFONTE, PA 16823-2131

Mortgage

Document Number	0002244613
Date	Jan 13, 2020
Instrument	2244/613

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	02244/0614
Date	Jan 13, 2020
Book Page	2244/0614

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Bellefonte Borough
Unified School District	Bellefonte Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,646.00 (+6.98%)	$43,940 (-) Land $9,750 Building $34,190
2025			$87,880 (-) Land $19,500 Building $68,380
2024	$3,408.00	$43,940 Land $9,750 Building $34,190
1994			$87,880 Land $19,500 Building $68,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEFONTE BOROUGH WATER AUTH serves 9,500 people · EPA ID PA4140075
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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