709 E Elm St, El Dorado, AR 71730 Property Records

Union County property record for 709 E Elm St, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,668 sqft · built 1979
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$74,000 (Nov 2019)
Tax Bill	$444 (2023)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00120-00276-0000`

Property Details

APN / Parcel Number

Primary APN	`00120-00276-0000`
Alternative APN	`26480`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Flooring	Softwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Detached
Garage Area	216 sqft
Driveway	Concrete Driveway
Driveway Area	880 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	709 E ELM ST
City	EL DORADO
State	AR
Zip	71730-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARLINGTON S-D #982218 #18R000998 #19R007920 394
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	ARLINGTON S-D
Legal Block	35
Legal Lot Number	10
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	5
Census Block	5016
Census Tract	950600

Owner

709 E Elm St is owned and occupied by an individual who bought it in November 2019.

Source: Union County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	709 E ELM ST, EL DORADO, AR 71730-6213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jan 1, 1983
Deed Document Number	20197920
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION AR
Recording Date	Nov 18, 2019
Property Address	709 E ELM ST, EL DORADO, AR 71730-6213
Document Number	2019R007920
Instrument Date	Oct 15, 2019
Instrument	2019R007920
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 CHAPEL AVE, EL DORADO, AR 71730-8245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E ELM ST, EL DORADO, AR 71730-6213

Mortgage

Document Number	2019R007921
Date	Nov 18, 2019
Instrument	2019R007921

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2022
Change Frequency	3 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	3-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,650 (-) Land $500 Building $8,150	$43,250 Land $2,500 Building $40,750
2025	Homeowner's exemption	$8,650 Land $500 Building $8,150
2024			$43,250 (-) Land $2,500 Building $40,750
2023	$444.00	$8,650 Land $500 Building $8,150	$43,250 Land $2,500 Building $40,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 E Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Right Fiber, T-Mobile, TCW.

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