709 E Division St, Cadillac, MI 49601 Property Records

Wexford County property record for 709 E Division St, Cadillac, MI 49601

Property Summary

Property Type	Single Family Home
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Sep 2022)
Tax Bill	$2,998 (2025)
Deeds & Mortgages	May 2018 Sale & Refinance
APN	`10-057-00-013-00`

Property Details

APN / Parcel Number

Primary APN	`10-057-00-013-00`

Exterior

Lot Area	6,316 sqft (0.145 acres)

Location & Zoning

Street Address	709 E DIVISION ST
City	CADILLAC
State	MI
Zip	49601-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 44 FT OF S 144 FT OF LOT 3, BLK A J CUMMER & SONS ADD CITY OF CADILLAC
Legal Subdivision	CUMMER & SONS ADD
Legal Block	A
Legal Lot Number	3
Jurisdiction	WEXFORD MI
Township / Civil Division	CADILLAC
Census Block Group	3
Census Block	3013
Census Tract	380600

Owner

Source: Wexford County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	709 E DIVISION ST, CADILLAC, MI 49601-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Record Updated	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEXFORD MI
Recording Date	May 14, 2018
Property Address	709 E DIVISION ST, CADILLAC, MI 49601-2013
Document Number	682/1990
Book / Page	682 / 1990
Instrument Date	May 11, 2018
Instrument	201800002888
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16237 VONDRA RD, THOMPSONVILLE, MI 49683-9423

Mortgage

Document Number	682/1991
Date	May 14, 2018
Book Page	682/1991
Instrument	201800002889

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Wexford County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Cadillac City
County	Wexford County
Unified School District	Cadillac Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,200 (+42.26%)	$178,400 (+42.26%)
2025	$2,998.00 (+44.07%)
2023		$62,700	$125,400
2022	$2,081.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CADILLAC serves 10,355 people · EPA ID MI0001030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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