709 E Covington St, Laurinburg, NC 28352 Property Records

Scotland County property record for 709 E Covington St, Laurinburg, NC 28352

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1935
Lot Size	0.381 acres (16,600 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2023)
Tax Bill	$814 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010073 14003`

Property Details

APN / Parcel Number

Primary APN	`010073 14003`
Alternative APNs	`0016473` `903413` `910404`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area
Gross Area	1,296 sqft
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,600 sqft (0.381 acres)
Lot Dimensions	166 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	910404
Street Address	709 E COVINGTON ST
City	LAURINBURG
State	NC
Zip	28352-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	807-809 E COVINGTON ST
Jurisdiction	SCOTLAND NC
Township / Civil Division	STEWARTSVILLE
Census Block Group	3
Census Block	3026
Census Tract	10300

Owner

Source: Scotland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	709 E COVINGTON ST, LAURINBURG, NC 28352-4923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	20233042
Deed Book / Page	1782 / 914
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Dec 15, 2023
Property Address	709 E COVINGTON ST, LAURINBURG, NC 28352-4923
Document Number	001782/914
Book / Page	1782 / 914
Map Reference	MB 2 PG 82
Instrument Date	Dec 12, 2023
Instrument	2023-00003042
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24520 MARLBORO ST, WAGRAM, NC 28396-9813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E COVINGTON ST, LAURINBURG, NC 28352-4923

Mortgage

Document Number	202300003043
Date	Dec 15, 2023
Instrument	2023-00003043

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Municipality	Laurinburg City
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$814.00 (+163.43%)	$109,700 (+228.54%) Land $11,330 Building $98,370	$109,700 (+228.54%) Land $11,330 Building $98,370
2023		$33,390 (+29.67%) Land $6,180 Building $27,210	$33,390 (+29.67%)
2022	$309.00	$25,750 Land $6,180 Building $19,570	$25,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAURINBURG serves 18,288 people · EPA ID NC0383010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20