709 E College St, Bowdon, GA 30108 Property Records

Carroll County property record for 709 E College St, Bowdon, GA 30108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,747 sqft · built 1956
Lot Size	1.21 acres (52,707 sqft)
Owner	Individual Name on Record
Last Sale	$64,450 (Dec 2012)
Tax Bill	$3,827 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B03-002-0047`

Property Details

APN / Parcel Number

Primary APN	`B03-002-0047`
Alternative APN	`29418`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,747 sqft Living Area
Gross Area	4,258 sqft
1st Floor Area	2,747 sqft
Basement Area	846 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	52,707 sqft (1.21 acres)
Lot Dimensions	245 ft deep x 120 ft wide
View / Lot	Corner/Waterfront
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Screened Porch
Porch Area	1,233 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29418
Street Address	709 E COLLEGE ST
City	BOWDON
State	GA
Zip	30108-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HSE/POOL/ACC/1.21 AC E COLLEGE ST B06
Legal Subdivision	REBECCA MORRIS ST
Jurisdiction	CARROLL GA
Township / Civil Division	BOWDON
Census Block Group	2
Census Block	2025
Census Tract	910400

Owner

Source: Carroll County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2790 N HIGHWAY 27, CARROLLTON, GA 30117-6702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE OZARKS
Jan 30, 2020	Loan Modification, Mortgage · Line of Credit BANK OZK
Jan 18, 2019	Loan Modification, Mortgage · Line of Credit BANK OZK
Jun 28, 2017	Loan Modification, Mortgage BANK OF OZARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2012 · Amount on Record
Deed Sale	Dec 17, 2012 · Amount on Record
Prior Sale	Jun 5, 2012
Deed Document Number	20132012-006177
Deed Book / Page	5216 / 369
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Recording Date	Jun 24, 2026
Property Address	709 E COLLEGE ST, BOWDON, GA 30108-1118
Document Number	6440000445
Book / Page	6440 / 445
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E COLLEGE ST, BOWDON, GA 30108-1118

Mortgage

Document Number	6440000445,
Date	Jun 24, 2026
Book Page	6440/445

Lender

Name	BANK OF THE OZARKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL GA
Property Address	709 E COLLEGE ST, BOWDON, GA 30108-1118
Document Number	0057810008
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 COUNTY ROAD 45 RANBURNE AL 362738061, RANBURNE, AL 36273-8061

Mortgage

Document Number	0057810008
Date	Feb 11, 2020
Book Page	005781/000008

Lender

Name	BANK OZK
Address	CARROLLTON, GA 30117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 10, 2023

Interest

Rate Type	Adjustable Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL GA
Property Address	709 E COLLEGE ST, BOWDON, GA 30108-1118
Document Number	0056870342
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1789 COUNTY ROAD 45 RANBURNE AL 362738061, RANBURNE, AL 36273-8061

Mortgage

Document Number	0056870342
Date	Feb 5, 2019
Book Page	005687/000342

Lender

Name	BANK OZK
Address	CARROLLTON, GA 30117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2020

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL GA
Property Address	709 E COLLEGE ST, BOWDON, GA 30108-1118
Document Number	0055610473
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 N HIGHWAY 27 CARROLLTON GA 301176702, CARROLLTON, GA 30117-6702

Mortgage

Document Number	0055610473
Date	Jul 11, 2017
Book Page	005561/000473

Lender

Name	BANK OF OZARK
Type	Bank
Address	CARROLLTON, GA 30117

Agreement

Term	12 Months
Due	Jul 10, 2018

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Municipality	Bowdon City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,827.00	$133,385 (-4.71%) Land $9,263 Building $124,122	$333,463 (-4.71%) Land $23,158 Building $310,305
2024	$3,827.00 (-3.55%)	$139,979 (+7.7%) Land $15,857 Building $124,122	$349,947 (+7.7%) Land $39,642 Building $310,305
2023	$3,968.00 (+3.33%)	$129,971 (+9.58%) Land $15,857 Building $114,114	$324,927 (+9.58%) Land $39,642 Building $285,285
2022	$3,840.00	$118,607 Land $10,545 Building $108,062	$296,517 Land $26,363 Building $270,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDON serves 6,180 people · EPA ID GA0450000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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