709 E Bell St, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 709 E Bell St, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,628 sqft · built 1948
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`090I-F-023.00-000`

Property Details

APN / Parcel Number

Primary APN	`090I-F-023.00-000`
Alternative APNs	`090I F 02300` `R0053063`

Interior

Full Baths	1 Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,588 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	6,825 sqft (0.157 acres)
Lot Dimensions	130 ft deep x 52.5 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0053063
Street Address	709 E BELL ST
City	MURFREESBORO
State	TN
Zip	37130-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 81 HARRISON & BLACK REVISED DB 68 PG 398 52.5 X 130
Legal Subdivision	HARRISON & BLACK REVISED
Jurisdiction	RUTHERFORD TN
Township / Civil Division	16
Census Block Group	3
Census Block	3001
Census Tract	41601

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 E BELL ST, MURFREESBORO, TN 37130-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY FSB OF MCMINNVILLE
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE
Jul 2, 2021	Warranty Deed, Transfer SIGNATURE TITLE, SIGNATURE TITLE SERVICES
Jul 27, 2018	Warranty Deed, Transfer FIRST CMNTY BK
Jun 20, 2018	Warranty Deed, Transfer STONES RIVER TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022
Deed Sale	Jun 30, 2022
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	20222450535
Deed Book / Page	2259 / 1065
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 30, 2022
Property Address	709 E BELL ST, MURFREESBORO, TN 37130-3005
Document Number	0022591065
Book / Page	2259 / 1065
Map Reference	MB 57 PG 47
Instrument Date	Jun 28, 2022
Instrument	2450535
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NOT AVAILABLE, FIRST CMNTY T&E CO DBA WATER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	709 E BELL STREET, LITTLE ROCK, AR 72223

Mortgage

Document Number	0022591068
Date	Jun 30, 2022
Instrument	2259-1068

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	709 E BELL ST, MURFREESBORO, TN 37130-3005
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021873958
Date	Dec 28, 2021
Book Page	2187/3958
Instrument	2413968

Lender

Name	SECURITY FSB OF MCMINNVILLE
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	709 E BELL ST, MURFREESBORO, TN 37130-3005
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	SIGNATURE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19893774
Date	Nov 9, 2020
Book Page	1989/3774
Instrument	2317480

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 2, 2021
Property Address	709 E BELL ST, MURFREESBORO, TN 37130-3005
Document Number	21052589
Book / Page	2105 / 2589
Map Reference	MB 68 PG 398
Instrument Date	Jul 2, 2021
Instrument	2373533
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	SIGNATURE TITLE, SIGNATURE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,472.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 W COLLEGE ST, MURFREESBORO, TN 37129-1726

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 27, 2018
Property Address	709 E BELL ST, MURFREESBORO, TN 37130-3005
Document Number	RB16952508
Book / Page	001695 / 002508
Instrument Date	Jul 27, 2018
Instrument	2158834
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	STONES RIVER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$945.35
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 HALE AVE MURFREESBORO TN 371303014, MURFREESBORO, TN 37130-3014

Mortgage

Document Number	RB16952511
Date	Jul 27, 2018
Book Page	001695/002511
Instrument	2158835

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	SHELBYVILLE, TN 37160

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 20, 2018
Property Address	709 E BELL ST, MURFREESBORO, TN 37130-3005
Document Number	RB16843118
Book / Page	001684 / 003118
Instrument Date	Jun 20, 2018
Instrument	2152243
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	STONES RIVER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$906.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LEHMAN TRL MURFREESBORO TN 371282814, MURFREESBORO, TN 37128-2814

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,800 (+26.03%) Land $27,500 Building $59,300	$347,200 (+27.41%) Land $110,000 Building $237,200
2025	$1,930.00 (+0.16%)	$68,875 (+1.1%) Land $13,750 Building $55,125
2023	$1,927.00	$68,125 Land $13,750 Building $54,375	$272,500 (-0.11%) Land $55,000 Building $217,500
2022			$272,800 Land $55,000 Building $217,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

709 E Bell St, Murfreesboro, TN 37130 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Bell St

Nearby Streets

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