709 E 4th St, Vinton, IA 52349 Property Records

Benton County property record for 709 E 4th St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Nov 2019)
Tax Bill	$1,892 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24048650`

Property Details

APN / Parcel Number

Primary APN	`24048650`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,721 sqft Living Area
1st Floor Area	700 sqft
Basement Area	470 sqft
Unfinished Basement	363 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Slab
Porch Area	121 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 E 4TH ST
City	VINTON
State	IA
Zip	52349-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SELLS ADD LOT 8 BLK 5
Legal Subdivision	SELLS
Legal Block	5
Legal Lot Number	8
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2061
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 E 4TH ST, VINTON, IA 52349-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage OPEN MORTGAGE LLC
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Oct 8, 2018	Deed of Trust, Mortgage DUPACO COMMUNITY CREDIT UNION
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	20193344
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	709 E 4TH ST, VINTON, IA 52349-2105
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193346
Date	Nov 27, 2019
Instrument	19-3346

Lender

Name	OPEN MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	709 E 4TH ST, VINTON, IA 52349-2105
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E17/0497
Date	Mar 30, 2017
Book Page	E17/0497

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	709 E 4TH ST, VINTON, IA 52349-2105
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017/0701
Date	Mar 27, 2017
Book Page	17/0701

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	709 E 4TH ST, VINTON, IA 52349-2105
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000001967
Date	Oct 8, 2018
Book Page	0000000018/0000001967
Instrument	E18-1967

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	291 Months
Due	Jan 1, 2043

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Nov 27, 2019
Property Address	709 E 4TH ST, VINTON, IA 52349-2105
Document Number	0000193344
Instrument Date	Nov 21, 2019
Instrument	19-3344
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E 4TH ST, VINTON, IA 52349-2105

Mortgage

Document Number	0000193345
Date	Nov 27, 2019
Instrument	19-3345

Lender

Name	OPEN MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,892.00 (+5.7%)	$117,600 (-) Land $15,500 Building $102,100	$117,600 (-) Land $15,500 Building $102,100
2025		$117,600 (+11.15%) Land $15,500 Building $102,100	$117,600 (+11.15%) Land $15,500 Building $102,100
2024	$1,790.00 (+7.83%)
2023		$105,800 (+23.02%) Land $14,900 Building $90,900	$105,800 (+23.02%) Land $14,900 Building $90,900
2022	$1,660.00 Homeowner's exemption	$86,000 Land $11,900 Building $74,100
2021			$86,000 Land $11,900 Building $74,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	55 (1993–2016)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, USA Communications.

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