709 E 4th St, Tuscumbia, AL 35674 Property Records

Colbert County property record for 709 E 4th St, Tuscumbia, AL 35674

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,906 sqft · built 1964
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Feb 2020)
Tax Bill	$1,363 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02-04-4-005-046.000`

Property Details

APN / Parcel Number

Primary APN	`13-02-04-4-005-046.000`
Alternative APNs	`40856` `1091`

Interior

Full Baths	2 Baths
Plumbing Fixtures	30 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,906 sqft Adjusted Area
Gross Area	1,623 sqft
1st Floor Area	1,623 sqft
2nd Floor Area	812 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	132 ft deep x 165 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	40856
Street Address	709 E 4TH ST
City	TUSCUMBIA
State	AL
Zip	35674-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 266 TUSCUMBIA 165 X 132 /DB 2020 PG 4981-4982
Legal Range	11W
Legal Township	04S
Legal Section	04
Legal Subdivision	TUSCUMBIA /1-124
Legal Lot Number	266
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	3
Census Block	3021
Census Tract	20600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tuscumbia Historic District listed 1985 · 417 contributing resources · NRIS 85001158

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Colbert County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 E 4TH ST, TUSCUMBIA, AL 35674-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST METRO BANK
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST METRO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	20204981
Deed Book / Page	2020 / 4981
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	709 E 4TH ST, TUSCUMBIA, AL 35674-2107
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/26091
Date	Aug 12, 2020
Book Page	2020/26091
Instrument	202026091

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	709 E 4TH ST, TUSCUMBIA, AL 35674-2107
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/49830
Date	Dec 28, 2021
Book Page	2021/49830
Instrument	202149830

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Feb 26, 2020
Property Address	709 E 4TH ST, TUSCUMBIA, AL 35674-2107
Document Number	02020/4981
Book / Page	2020 / 4981
Instrument Date	Feb 25, 2020
Instrument	202004981
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 E 4TH ST, TUSCUMBIA, AL 35674-2218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 E 4TH ST, TUSCUMBIA, AL 35674-2107

Mortgage

Document Number	02020/4986
Date	Feb 26, 2020
Book Page	2020/4986
Instrument	202004986

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 25, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Municipality	Tuscumbia City
Unified School District	Tuscumbia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,363.00 (+6.82%)
2025	$1,276.00 (+7.23%)	$27,480 (+6.93%) Land $3,080 Building $24,400	$278,100 (+8.25%) Land $31,100 Building $247,000
2024	$1,190.00 (+7.69%)	$25,700 (+7.44%) Land $2,880 Building $22,820	$256,900 (+7.44%) Land $28,800 Building $228,100
2023	$1,105.00 (+16.44%) Homeowner's exemption	$23,920 (+15.67%)	$239,100 (+15.67%) Land $22,500 Building $216,600
2022	$949.00 Homeowner's exemption	$20,680	$206,700 Land $15,000 Building $191,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUSCUMBIA WATER WORKS serves 16,539 people · EPA ID AL0000331
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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