709 E 28th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 709 E 28th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1949
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on Record
Last Sale	$145,000 (Mar 2008)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`083-064-06`

Property Details

APN / Parcel Number

Primary APN	`083-064-06`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	709 E 28TH ST
City	CHARLOTTE
State	NC
Zip	28205-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L11 B33 M6 144
Legal Subdivision	PEGRAM-WADSWORTH LAND CO
Legal Block	33
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

Source: Mecklenburg County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	227 ATHENA PL, FORT MILL, SC 29715-7796
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2008 · Amount on Record
Deed Sale	Mar 10, 2008 · Amount on Record
Prior Sale	Dec 8, 2006 · Amount on Record
Deed Document Number	200841569
Deed Book / Page	23486 / 704
Last Transfer Date	Mar 19, 2019
Transfer Doc	0000040915
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 4, 2020
Property Address	709 E 28TH ST, CHARLOTTE, NC 28205-1817
Document Number	0000205122
Book / Page	35393 / 357
Map Reference	MB 6 PG 144
Instrument Date	Dec 1, 2020
Instrument	2020205122
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MERIDIAN NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	227 ATHENA PL, FORT MILL, SC 29715-7796

Mortgage

Document Number	0000205123
Date	Dec 4, 2020
Instrument	2020205123

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 9, 2019
Property Address	709 E 28TH ST, CHARLOTTE, NC 28205-1817
Document Number	0000040915
Book / Page	033415 / 000950
Instrument Date	Mar 7, 2019
Instrument	40915
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	227 ATHENA PL FORT MILL SC 297157796, FORT MILL, SC 29715-7796

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$511,500 Land $380,000 Building $131,500	$511,500 Land $380,000 Building $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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