709 E 26th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 709 E 26th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,212 sqft · built 2016
Lot Size	0.225 acres (9,805 sqft)
Owner	Individual Name on Record
Last Sale	$1,045,000 (Jun 2022)
Tax Bill	$9,715 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-058-02`

Property Details

APN / Parcel Number

Primary APN	`083-058-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,212 sqft Heated Area
Gross Area	3,474 sqft
1st Floor Area	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,805 sqft (0.225 acres)

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Deck Area	144 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	083-058-02
Street Address	709 E 26TH ST
City	CHARLOTTE
State	NC
Zip	28205-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L3 B31 M1166-481
Legal Subdivision	PEGRAM WADSWORTH LAND CO
Legal Block	31
Legal Lot Number	3
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	900

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	709 E 26TH ST, CHARLOTTE, NC 28205-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	0037439574
Deed Book / Page	37439 / 574
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	709 E 26TH ST, CHARLOTTE, NC 28205-1809
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E 26TH ST, CHARLOTTE, NC 28205-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009834
Date	Feb 6, 2023
Book Page	37918/560
Instrument	2023009834

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 21, 2022
Property Address	709 E 26TH ST, CHARLOTTE, NC 28205-1809
Document Number	0000092368
Book / Page	37439 / 574
Map Reference	MB 1166 PG 481
Instrument Date	Jun 17, 2022
Instrument	2022092368
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 RANSOM AVE, NASHVILLE, TN 37205-2675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E 26TH ST, CHARLOTTE, NC 28205-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092369
Date	Jun 21, 2022
Instrument	2022092369

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 29, 2017
Property Address	709 E 26TH ST, CHARLOTTE, NC 28205-1809
Document Number	0000087253
Book / Page	31925 / 865
Map Reference	MB1166 PG481
Instrument Date	Jun 28, 2017
Instrument	2017087253
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10590 INDEPENDENCE POINTE PKWY STE 130, 10590, MATTHEWS, NC 28105-4176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E 26TH ST, CHARLOTTE, NC 28205-1809

Mortgage

Document Number	0000087254
Date	Jun 29, 2017
Instrument	2017087254

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 7, 2043

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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