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709 E 13th Ct, Panama City, FL 32401 Property Records

Bay County property record for 709 E 13th Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details8 bd · 4 ba · 2,600 sqft · built 1925
Lot Size0.286 acres (12,458 sqft)
OwnerIndividual Name on Record
Last Sale$176,000 (Mar 2026)
Tax Bill$2,727 (2025)
Deeds & MortgagesMar 2026 Sale
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN17368-000-000

Property Details

APN / Parcel Number

Primary APN17368-000-000

Interior

Bedrooms8 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,600 sqft Living Area
1st Floor Area2,600 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1945
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area12,458 sqft (0.286 acres)
Lot Dimensions125 ft deep x 100 ft wide
DrivewayDriveway
Driveway Area420 sqft
PorchOpen Porch
Porch Area249 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address709 E 13TH CT
CityPANAMA CITY
StateFL
Zip32401-3353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSHADY HAVEN LOTS 15 & 16 BLK C ORB 4824 P 1488 MAP 105B1
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSHADY HAVEN
Legal BlockC
Legal Lot Number15,16
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3008
Census Tract1600

Owner

Source: Bay County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1811 PARIS LN, CHIPLEY, FL 32428-3142
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Warranty Deed, Transfer
OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC
Jun 3, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2026 · Amount on Record
Deed SaleMar 10, 2026 · Amount on Record
Deed Document Number202614480
Deed Book / Page5011 / 167
Prior Transfer DateMay 17, 2019
Prior Transfer Doc0041300136
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 10, 2026
Property Address709 E 13TH CT, PANAMA CITY, FL 32401-3353
Document Number0050110167
Book / Page5011 / 167
Map ReferenceMB 1 PG 57
Instrument DateMar 6, 2026
Instrument2026014480
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
Tax$1,232.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1220 N PALO ALTO AVE, PANAMA CITY, FL 32401-3370

Transferred To (Grantee/Buyer)

NameVerified Name
Address1811 PARIS LN, CHIPLEY, FL 32428-3142

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJun 3, 2019
Property Address709 E 13TH CT, PANAMA CITY, FL 32401-3353
Document Number0041300136
Book / Page004130 / 000136
Instrument DateMay 17, 2019
Instrument52332
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1220 N PALO ALTO AVE PANAMA CITY FL 324013370, PANAMA CITY, FL 32401-3370

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,727.00 (-16.07%)$172,688 (+15.85%) Land $30,080 Building $142,608$172,688 (+15.85%) Land $30,080 Building $142,608
2024$3,249.00 (+27.51%)
2023$2,548.00 (+16.93%)$149,063 (+13.41%) Land $25,380 Building $123,683$149,063 (+13.41%) Land $25,380 Building $123,683
2022$2,179.00$131,433 Land $18,894 Building $112,539$131,433 Land $18,894 Building $112,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimOct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T, T-Mobile.

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