709 Durham Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 709 Durham Ave, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,481 sqft · built 2002
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Jun 2006)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2021 Refinance
APN	`0351004003100`

Property Details

APN / Parcel Number

Primary APN	`0351004003100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,481 sqft Living Area
1st Floor Area	1,067 sqft
Upper Floors Area	1,091 sqft
Attic	Attic
Attic Area	152 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Patio Area	380 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	709 DURHAM AVE
City	CHESAPEAKE
State	VA
Zip	23320-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	5 BLK 27 CRESTWOOD PLAT B
Legal Subdivision	CRESTWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2035
Census Tract	20903

Owner

709 Durham Ave is owned and occupied by two individuals who bought it in June 2006.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	709 DURHAM AVE, CHESAPEAKE, VA 23320-6419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2006 · Amount on File
Deed Sale	Jun 27, 2006 · Amount on File
Prior Sale	Nov 25, 2002 · Amount on File
Deed Book / Page	6612 / 536
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	709 DURHAM AVE, CHESAPEAKE, VA 23320-6419
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	UNITITLE INC, SUNTITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09956/1061
Date	Oct 2, 2018
Book Page	9956/1061
Instrument	180026182

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2038

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	709 DURHAM AVE, CHESAPEAKE, VA 23320-6419
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010323/333
Date	Mar 4, 2021
Book Page	10323/333
Instrument	210009938

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	213 Months
Due	Dec 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 709 Durham Ave was $3,859.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,500 (+5.08%) Land $110,000 Building $291,500	$401,500 (+5.08%) Land $110,000 Building $291,500
2025	$3,859.00	$382,100 Land $100,000 Building $282,100	$382,100 Land $100,000 Building $282,100
2023		$350,800 (+11.12%) Land $90,000 Building $260,800	$350,800 (+11.12%) Land $90,000 Building $260,800
2022		$315,700 Land $80,000 Building $235,700	$315,700 Land $80,000 Building $235,700
2019	$2,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 709 Durham Ave; there have been 9 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 334 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	334 in force
Nearby Flood Claims	9 (2003–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Durham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Durham Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures