709 Dundee Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 709 Dundee Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 693 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Feb 2022)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Feb 2022 Sale Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-22-310-019`

Property Details

APN / Parcel Number

Primary APN	`8913-22-310-019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	693 sqft Living Area
1st Floor Area	693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	709 DUNDEE AVE
City	WATERLOO
State	IA
Zip	50701-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO GALLOWAY LOT 97
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	FIRST ADDITION TO GALLOWAY
Legal Lot Number	97
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2013
Census Tract	400

Owner

709 Dundee Ave is owned by two individuals who bought it in February 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5324 LAFAYETTE RD, ELK RUN HEIGHTS, IA 50707-1442
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Aug 13, 2021 · Amount on File
Deed Document Number	202216771
Prior Transfer Date	Jul 6, 2015
Prior Transfer Doc	201600000358
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 18, 2022
Property Address	709 DUNDEE AVE, WATERLOO, IA 50701-5701
Document Number	202200016771
Instrument Date	Feb 17, 2022
Instrument	202200016771
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Tax	$135.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 DUNDEE AVE, WATERLOO, IA 50701-5701

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 13, 2020
Property Address	709 DUNDEE AVE, WATERLOO, IA 50701-5701
Document Number	202100003241
Instrument Date	Aug 11, 2020
Instrument	202100003241
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7098 DUNDEE AVE, WATERLOO, IA 50701

Mortgage

Document Number	202100003242
Date	Aug 13, 2020
Instrument	202100003242

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 709 Dundee Ave was $1,880, up 13.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+13.25%)	$92,080 Land $12,610 Building $79,470	$92,080 Land $12,610 Building $79,470
2024	$1,660.00
2023		$76,530 (+24.24%) Land $12,610 Building $63,920	$76,530 Land $12,610 Building $63,920
2022	$1,352.00 Homeowner's exemption	$61,600 Land $12,610 Building $48,990
2021			$61,600 Land $12,610 Building $48,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Dundee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 709 Dundee Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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