709 Dowd St, Durham, NC 27701 Property Records

Durham County property record for 709 Dowd St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,208 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2019)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0831-39-4144`

Property Details

APN / Parcel Number

Primary APN	`0831-39-4144`
Alternative APNs	`0831-39-41-4408` `083106394144` `110783`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Heated Area
1st Floor Area	1,310 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Porch
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	709 DOWD ST
City	DURHAM
State	NC
Zip	27701-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	GEERWOOD PARK/LT#054 PL:00005A-000074
Legal Subdivision	GEERWOOD PRK
Legal Lot Number	54
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

Source: Durham County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 DOWD ST, DURHAM, NC 27701-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC
Dec 31, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Prior Sale	Mar 24, 2016 · Amount on Record
Deed Document Number	201948795
Deed Book / Page	8840 / 16
Prior Transfer Date	Oct 3, 1999
Prior Transfer Doc	2720000440
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	709 DOWD ST, DURHAM, NC 27701-2620
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093340699
Date	May 19, 2021
Book Page	9334/699
Instrument	2021025308

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	709 DOWD ST, DURHAM, NC 27701-2620
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089320699
Date	May 4, 2020
Book Page	8932/699
Instrument	2020015617

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 31, 2019
Property Address	709 DOWD ST, DURHAM, NC 27701-2620
Document Number	0088400016
Book / Page	008840 / 000016
Instrument Date	Dec 18, 2019
Instrument	48795
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 DOWD ST DURHAM NC 277012620, DURHAM, NC 27701-2620

Mortgage

Document Number	88400018
Date	Dec 31, 2019
Book Page	008840/000018
Instrument	48796

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,577.00 (+23.57%)	$461,751 (+63.27%) Land $145,000 Building $316,751	$461,751 (+63.27%) Land $145,000 Building $316,751
2023	$3,704.00 (+2.35%)	$282,814 Land $81,060 Building $201,754	$282,814 Land $81,060 Building $201,754
2022	$3,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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