709 Cipres St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 709 Cipres St, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,314 sqft · built 2004
Lot Size0.074 acres (3,223 sqft)
OwnerIndividual Name on File
Last Sale$504,500 (Jul 2004)
Tax Bill$2,729 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN017-744-37

Property Details

APN / Parcel Number

Primary APN017-744-37
Alternative APN
  • 017-744-37-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,314 sqft Living Area
Gross Area2,730 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Roof MaterialTile
Lot Area3,223 sqft (0.074 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address709 CIPRES ST
CityWATSONVILLE
StateCA
Zip95076-1077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVISTA MONTANA PH 02 TR 1445
Legal Lot Number127
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1012
Census Tract110101

Owner

Source: Santa Cruz County records · APN 017-744-37

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address709 CIPRES ST, WATSONVILLE, CA 95076-1077
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Aug 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2004 · Amount on Record
Deed SaleJul 01, 2004 · Amount on Record
Deed Document Number200448561
Last Transfer DateOct 20, 2016
Transfer Doc0000044160
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address709 CIPRES ST, WATSONVILLE, CA 95076-1077
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 CIPRES ST, WATSONVILLE, CA 95076-1077

Mortgage

Document Number0000027499
DateMay 14, 2021
Instrument2021-0027499
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address709 CIPRES ST, WATSONVILLE, CA 95076-1077
Document Number0000030077
Instrument DateAug 01, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 CIPRES ST WATSONVILLE CA 950761077, WATSONVILLE, CA 95076-1077

Mortgage

Document Number0000030077
DateAug 10, 2020
Instrument30077
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address709 CIPRES ST, WATSONVILLE, CA 95076-1077
Document Number0000024493
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 06, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address709 CIPRES ST WATSONVILLE CA 950761077, WATSONVILLE, CA 95076-1077

Mortgage

Document Number0000024493
DateAug 23, 2019
Instrument24493
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$163,394 (+2%) Land $46,344 Building $117,050
2025$2,729.00 (+13.71%) Homeowner's exemption$160,190 (+4.04%) Land $45,435 Building $114,755
2023$2,400.00 (+2.61%) Homeowner's exemption$153,970 Land $43,671 Building $110,299$761,310
2022$2,339.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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