Anne Arundel County property record for 709 Childs Point Rd, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,283 sqft · built 2004 |
| Lot Size | 0.499 acres (21,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $684,525 (Jul 2011) |
| Tax Bill | $11,279 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-522-90216745 |
| Primary APN | 06-522-90216745 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,283 sqft Living Area |
| Gross Area | 5,745 sqft |
| 1st Floor Area | 2,497 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,754 sqft (0.499 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 52290216745 |
|---|---|
| Street Address | 709 CHILDS POINT RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-4498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LT 5 KINGSPORT |
| Legal Subdivision | KINGSPORT |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 702500 |
709 Childs Point Rd is owned and occupied by two individuals who bought it in July 2011.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 709 CHILDS POINT RD, ANNAPOLIS, MD 21401-4498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2011 · Amount on File |
| Deed Sale | Jul 28, 2011 · Amount on File |
| Prior Sale | Aug 27, 2004 · Amount on File |
| Deed Book / Page | 23669 / 133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 709 CHILDS POINT RD, ANNAPOLIS, MD 21401-4498 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE-RITE SERVICES INC, TITLE RITE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 709 CHILDS POINT RD, ANNAPOLIS, MD 21401-4498 |
| Document Number | 0362370192 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 36237/192 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 709 CHILDS POINT RD, ANNAPOLIS, MD 21401-4498 |
| Document Number | 0322880406 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 709 CHILDS POINT RD ANNAPOLIS MD 214014498, ANNAPOLIS, MD 21401-4498 |
| Document Number | 0322880406 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 032288/000406 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 9, 2058 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 709 CHILDS POINT RD, ANNAPOLIS, MD 21401-4498 |
| Document Number | 0319350042 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | CHAMPION TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 709 CHILDS POINT RD ANNAPOLIS MD 214014498, ANNAPOLIS, MD 21401-4498 |
| Document Number | 0319350042 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 031935/000042 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2048 |
The 2025 property tax bill for 709 Childs Point Rd was $11,279 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $838,800 Land $61,400 Building $777,400 | $838,800 Land $61,400 Building $777,400 | |
| 2025 | $11,279.00 | ||
| 2023 | $10,531.00 Homeowner's exemption | $733,400 Land $148,400 Building $585,000 | $733,400 Land $148,400 Building $585,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Childs Point Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 11 (1996–2013) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Childs Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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