709 Cherry St, Pana, IL 62557 Property Records

Christian County property record for 709 Cherry St, Pana, IL 62557

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 768 sqft · built 1950
Lot Size	0.218 acres (9,500 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (May 2023)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-25-22-306-019-00`

Property Details

APN / Parcel Number

Primary APN	`11-25-22-306-019-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1965
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,500 sqft (0.218 acres)
Lot Dimensions	190 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab
Porch Area	80 sqft

Location & Zoning

Street Address	709 CHERRY ST
City	PANA
State	IL
Zip	62557-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CARRS ADD RESUB S1/2 LOT 3 BLK G 111073.000 2004R05153 50X190 25-22-E 2002R05767 98-00865 91-02597
Legal Subdivision	CARRS ADDITION
Legal Block	G
Legal Lot Number	3
Jurisdiction	CHRISTIAN IL
Township / Civil Division	PANA
Census Block Group	3
Census Block	3025
Census Tract	958800

Owner

709 Cherry St is owned and occupied by an individual who bought it in May 2023.

Source: Christian County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	709 CHERRY ST, PANA, IL 62557-1851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage LAND OF LINCOLN CREDIT UNION
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage LAND OF LINCOLN CREDIT UNION
Nov 9, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage LAND OF LINCOLN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on File
Deed Sale	May 16, 2023 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	20231315
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	709 CHERRY ST, PANA, IL 62557-1851
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04918
Date	Dec 8, 2020
Instrument	2020R04918

Lender

Name	LAND OF LINCOLN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	May 16, 2023
Property Address	709 CHERRY ST, PANA, IL 62557-1851
Document Number	2023R01315
Instrument Date	May 15, 2023
Instrument	2023R01315
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CHERRY ST, PANA, IL 62557-1851

Mortgage

Document Number	2023R01316
Date	May 16, 2023
Instrument	2023R01316

Lender

Name	LAND OF LINCOLN CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN IL
Recording Date	Nov 9, 2020
Property Address	709 CHERRY ST, PANA, IL 62557-1851
Document Number	2020R04432
Instrument Date	Nov 6, 2020
Instrument	2020R04432
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04433
Date	Nov 9, 2020
Instrument	2020R04433

Lender

Name	LAND OF LINCOLN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 709 Cherry St was $1,937 with a homeowner's exemption.

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Pana Township
Municipality	Pana City
Unified School District	Pana Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00	$26,248 Land $3,007 Building $23,241	$78,744 Land $9,021 Building $69,723
2022	$1,164.00 Homeowner's exemption	$17,345 Land $2,498 Building $14,847	$52,035 Land $7,494 Building $44,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANA serves 5,800 people · EPA ID IL0210500
Water Source	Surface water
Last State Inspection	Apr 2025
Also Mapped Here	EJ WATER COOPERATIVE
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Computer Techniques Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV, Wisper ISP.

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