709 Cheatham St, Springfield, TN 37172 Property Records

Robertson County property record for 709 Cheatham St, Springfield, TN 37172

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,851 sqft · built 1901
Lot Size	0.363 acres (15,820 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2023)
Tax Bill	$1,427 (2022)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074080J E 01700`

Property Details

APN / Parcel Number

Primary APN	`074080J E 01700`
Alternative APNs	`081L A 02800 000` `080J E 01700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,851 sqft Living Area
1st Floor Area	2,030 sqft
Upper Floors Area	1,368 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,820 sqft (0.363 acres)
Lot Dimensions	226 ft deep x 70 ft wide
Garage Type	Detached
Driveway	Driveway
Driveway Area	1,305 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	081L A 02800 000
Street Address	709 CHEATHAM ST
City	SPRINGFIELD
State	TN
Zip	37172-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	81L A 081L 028.00 000
Jurisdiction	ROBERTSON TN
Township / Civil Division	11
Census Block Group	1
Census Block	1041
Census Tract	80302

Owner

709 Cheatham St is owned and occupied by an individual who bought it in November 2023.

Source: Robertson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	709 CHEATHAM ST, SPRINGFIELD, TN 37172-2828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Oct 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP
Sep 13, 2017	Deed of Trust, Mortgage · Conventional with PMI RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	Dec 5, 2018
Deed Document Number	423109
Deed Book / Page	2289 / 73
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBERTSON TN
Recording Date	Nov 27, 2023
Property Address	709 CHEATHAM ST, SPRINGFIELD, TN 37172-2828
Document Number	0000228973
Book / Page	2289 / 73
Instrument Date	Nov 21, 2023
Instrument	423109
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NOT AVAILABLE, SUTHERN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CHEATHAM ST, SPRINGFIELD, TN 37172-2828

Mortgage

Document Number	0000423115
Date	Nov 27, 2023
Instrument	423115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	709 CHEATHAM ST, SPRINGFIELD, TN 37172-2828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1994514
Date	Sep 10, 2020
Book Page	1994/514
Instrument	368648

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	709 CHEATHAM ST, SPRINGFIELD, TN 37172-2828
Document Number	1913157
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CHEATHAM ST SPRINGFIELD TN 371722828, SPRINGFIELD, TN 37172-2828

Mortgage

Document Number	1913157
Date	Nov 5, 2019
Book Page	001913/000157
Instrument	353767

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBERTSON TN
Property Address	709 CHEATHAM ST, SPRINGFIELD, TN 37172-2828
Document Number	176668
Book / Page	001766 / 000068
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	709 CHEATHAM ST SPRINGFIELD TN 371722828, SPRINGFIELD, TN 37172-2828

Mortgage

Document Number	176668
Date	Sep 26, 2017
Book Page	001766/000068
Instrument	321979

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2032

Tax Assessment & Valuation

Source: Robertson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Robertson County
Municipality	Springfield City
Unified School District	Robertson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,650 Land $9,375 Building $65,275
2023		$74,650 (+90.8%) Land $9,375 Building $65,275	$298,600 (+90.8%) Land $37,500 Building $261,100
2022	$1,427.00	$39,125 Land $2,500 Building $36,625	$156,500 Land $10,000 Building $146,500
2018	$1,307.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 709 Cheatham St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2010–2017)
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Cheatham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER SYSTEM serves 46,546 people · EPA ID TN0000666
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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