Cleveland County property record for 709 Charles Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,161 sqft · built 1984 |
| Lot Size | 0.762 acres (33,193 sqft) |
| Owner | Company Name on File |
| Last Sale | $87,000 (Apr 2009) |
| Tax Bill | $1,580 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27501 |
| Primary APN | 27501 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,161 sqft Finished Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 33,193 sqft (0.762 acres) |
| Lot Dimensions | 174 ft deep x 210 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Canopy | 400 sqft |
| Storage Building | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1167647 |
|---|---|
| Street Address | 709 CHARLES RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-6317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 709 CHARLES RD |
| Legal Subdivision | NUMBER SIX TOWNSHIP |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 951200 |
709 Charles Rd is owned by a company that bought it in April 2009.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3139 SUFFOLK DR, SHELBY, NC 28152-7537 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2009 · Amount on File |
| Deed Sale | Apr 17, 2009 · Amount on File |
| Prior Sale | Nov 13, 2006 · Amount on File |
| Deed Book / Page | 1573 / 2118 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 709 Charles Rd was $1,580, up 2.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,580.00 (+2.73%) | $154,597 (-) Land $25,855 Building $128,742 | $154,597 (-) Land $25,855 Building $128,742 |
| 2025 | $1,538.00 | $154,597 Land $25,855 Building $128,742 | $154,597 Land $25,855 Building $128,742 |
| 2023 | $92,087 Land $20,412 Building $71,675 | $92,087 Land $20,412 Building $71,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Charles Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1990–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Charles Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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