709 Chapman St, Ashland, VA 23005 Property Records

Hanover County property record for 709 Chapman St, Ashland, VA 23005 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,476 sqft · built 1963
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2025)
Tax Bill	$4,445 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7870-45-5913`

Property Details

APN / Parcel Number

Primary APN	`7870-45-5913`
Alternative APN	`10164670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
1st Floor Area	2,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Patio Area	246 sqft
Shed	1 Shed
Shed Area	144 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	10164670
Street Address	709 CHAPMAN ST
City	ASHLAND
State	VA
Zip	23005-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW HOMES LOT 5 BLK A
Legal Subdivision	LAKEVIEW HOMES
Legal Block	A
Legal Lot Number	5
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1007
Census Tract	320601

Owner

Source: Hanover County records · APN 7870-45-5913

Assessment roll updated June 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 CHAPMAN ST, ASHLAND, VA 23005-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	Jun 19, 2018 · Amount on Record
Deed Document Number	202554330
Deed Book / Page	3419 / 2843
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	709 CHAPMAN ST, ASHLAND, VA 23005-1121
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003316701
Date	Jun 21, 2021
Book Page	3316/701
Instrument	20210621000134120

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jun 19, 2018
Property Address	709 CHAPMAN ST, ASHLAND, VA 23005-1121
Document Number	32021204
Book / Page	3202 / 1204
Instrument Date	Jun 18, 2018
Instrument	20180619000073450
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ENGLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14491 MEETINGHOUSE LN, MONTPELIER, VA 23192-2712

Mortgage

Document Number	20180619000073460
Date	Jun 19, 2018
Instrument	20180619000073460

Lender

Name	NFM INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hanover County records · Assessment roll updated June 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,445.00	$548,800 Land $106,900 Building $441,900	$548,800 Land $106,900 Building $441,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hanover County (51085C), updated January 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510853206011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Shenandoah Telecommunications Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chapman St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures