709 Chambers Rd, Arab, AL 35016 Property Records

Marshall County property record for 709 Chambers Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,291 sqft · built 2007
Lot Size	0.449 acres (19,598 sqft)
Owner	2 Individual Names on File
Last Sale	$387,000 (Nov 2025)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-34-0-000-022.017`

Property Details

APN / Parcel Number

Primary APN	`12-08-34-0-000-022.017`
Alternative APNs	`128340000022017` `114851`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,291 sqft Living Area
1st Floor Area	2,146 sqft
Upper Floors Area	145 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,598 sqft (0.449 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	114851
Street Address	709 CHAMBERS RD
City	ARAB
State	AL
Zip	35016-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 CODY HILLS ESTATE PB 7 PG 318
Legal Subdivision	CODY HILLS ESTATE
Legal Lot Number	17
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1007
Census Tract	30402

Owner

Source: Marshall County records · APN 12-08-34-0-000-022.017

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 CHAMBERS RD, ARAB, AL 35016-5066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST
Oct 03, 2024	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Nov 04, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN FIDELITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2025 · Amount on Record
Deed Sale	Nov 04, 2025 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	20253304983
Deed Book / Page	7176 / 221
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	709 CHAMBERS RD, ARAB, AL 35016-5066
Transaction Type	Mortgage
Record Updated	Dec 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003224835
Date	Apr 13, 2021
Book Page	6544/170
Instrument	3224835

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	ARAB, AL 35016

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	709 CHAMBERS RD, ARAB, AL 35016-5066
Transaction Type	Mortgage
Record Updated	Dec 01, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003286043
Date	Oct 03, 2024
Book Page	7099/689
Instrument	3286043

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Nov 04, 2025
Property Address	709 CHAMBERS RD, ARAB, AL 35016-5066
Document Number	0003304983
Book / Page	7176 / 221
Map Reference	MB 7 PG 318
Instrument Date	Oct 30, 2025
Instrument	3304983
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 HILLCREST RD NW, ARAB, AL 35016-4551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	709 CHAMBERS RD, ARAB, AL 35016-5066

Mortgage

Document Number	0003304985
Date	Nov 04, 2025
Instrument	3304985

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Jun 30, 2022
Property Address	709 CHAMBERS RD, ARAB, AL 35016-5066
Document Number	0003248935
Book / Page	6819 / 197
Map Reference	MB 7 PG 318
Instrument Date	Jun 20, 2022
Instrument	3248935
Transaction Type	Transfer
Record Updated	Jul 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CHAMBERS RD, ARAB, AL 35016-5066

Mortgage

Document Number	0003248936
Date	Jun 30, 2022
Instrument	3248936

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Marshall County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (-15.08%)	$41,360 (-)	$350,900 (-15.12%) Land $13,200 Building $337,700
2023	$1,558.00 (+74.86%)	$41,360 (+73.49%)	$413,400 (+73.41%) Land $12,100 Building $401,300
2021	$891.00 Homeowner's exemption	$23,840	$238,400 Land $11,000 Building $227,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 21, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed.

Based on FCC filings for 39 locations within half a mile of this property.

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