Stearns County property record for 709 Central Ave N, Saint Stephen, MN 56375
| Property Type | Rural Home |
|---|---|
| Details | 1,707 sqft · built 1894 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2013) |
| Tax Bill | $1,836 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-55820-0000 |
| Primary APN | 90-55820-0000 |
|---|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,707 sqft Adjusted Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Exterior Material | Wood |
| Construction Type | Log |
| Roof Material | Wood Shingle |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Street Address | 709 CENTRAL AVE N |
|---|---|
| City | SAINT STEPHEN |
| State | MN |
| Zip | 56375-9630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 2B |
| Legal Description | 80.00 A. S2NW4 CITY OF ST STEPHEN SECTION 24 TOWNSHIP 126 RANGE 029 SECTION 24 TOWNSHIP 126 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 126 |
| Legal Section | 24 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. STEPHEN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10200 |
709 Central Ave N, a rural home, is owned by an individual who bought it in June 2013.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7828 438TH ST, RICE, MN 56367-9501 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2013 · Amount on File |
| Deed Sale | Jun 4, 2013 · Amount on File |
| Prior Sale | Jan 24, 2008 · Amount on File |
| Deed Document Number | 201364131 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 709 Central Ave N was $1,836.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Stephen City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,836.00 | ||
| 2025 | $544,600 Land $537,500 Building $7,100 | $544,600 Land $537,500 Building $7,100 | |
| 2023 | $1,278.00 | $494,400 Land $487,200 Building $7,200 | $494,400 Land $487,200 Building $7,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 709 Central Ave N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Central Ave N is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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