709 Cameron St, Reading, PA 19607 Property Records

Berks County property record for 709 Cameron St, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,598 sqft · built 1925
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Jul 1998)
Tax Bill	$1,684 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5305-10-46-0128`

Property Details

APN / Parcel Number

Primary APN	`5305-10-46-0128`
Alternative APNs	`39-5305-10-46-0128` `39311005` `311005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Composition/Composite
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39311005
Street Address	709 CAMERON ST
City	READING
State	PA
Zip	19607-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	46
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	2
Census Block	2044
Census Tract	11603

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 CAMERON ST, READING, PA 19607-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST FEDERAL CREDIT UNION
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1998 · Amount on Record
Deed Sale	Jul 30, 1998 · Amount on Record
Deed Book / Page	2963 / 1659
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 7, 2026
Property Address	709 CAMERON ST, READING, PA 19607-3119
Document Number	0000010290
Instrument Date	Mar 18, 2026
Instrument	202610290
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CAMERON ST, READING, PA 19607-3119

Mortgage

Document Number	0000010290,
Date	Apr 7, 2026
Instrument	202610290

Lender

Name	MEMBERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	709 CAMERON ST, READING, PA 19607-3119
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CAMERON ST, READING, PA 19607-3119

Mortgage

Document Number	0000011679
Date	Apr 23, 2024
Instrument	2024011679

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	5000 MARKETPLACE WAY, ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	709 CAMERON ST, READING, PA 19607-3119
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036966
Date	Jul 23, 2021
Instrument	2021036966

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,684.00 (+11.3%) Homeowner's exemption	$84,800 (-) Land $45,100 Building $39,700	$45,100 (-) Land $45,100
2025	$1,513.00 (+12.16%) Homeowner's exemption	$84,800 (-) Land $45,100 Building $39,700	$45,100 (-46.82%) Land $45,100
2024	$1,349.00	$84,800 Land $45,100 Building $39,700
1994			$84,800 Land $45,100 Building $39,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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